FICO Scores Are In

February 4, 2008 at 3:10 AM 2 comments

As I mentioned last week my husband and I decided to take the plunge and refinance our home. We can’t be certain where rates will ultimately land, but between the low interest rate and the low closing costs we figured we might as well jump in. As part of the loan application process the lender pulled our credit and disclosed our FICO scores.

In general FICO scores range between 300 and 850.
Ratings are as follows:

~ Excellent: Over 750
~ Very Good: 720 or more
~ Acceptable: 660 to 720
~ Uncertain: 620 to 660
~ Risky: less than 620

My scores were excellent!:

Equifax: +792
Transunion: +807
Experian: +803

Loan approved!

Entry filed under: mortgage, refinance. Tags: .

How to Stock Up on Free Items at Rite-Aid Never Retire?

2 Comments Add your own

  • 1. SavingDiva  |  February 4, 2008 at 4:33 PM

    Wow! You have really high scores!

    Nice job refinancing!

  • 2. Elizabeth  |  February 5, 2008 at 1:34 AM

    wow! great scores!


Leave a Reply

Your email address will not be published. Required fields are marked *

Trackback this post  |  Subscribe to the comments via RSS Feed

Follow on Twitter


onefrugalgirl AT gmail DOT com

BlogHer Ads



Frugal Vacations

Looking to be frugal on your next vacation? A timeshare resale or rental may be a good option. Timeshare resorts usually come with a kitchen, so you can cook a few meals yourself to save money.





Blippr helps you save money on everything with coupon codes, discounts and more.