FICO Scores Are In

February 4, 2008 at 3:10 AM 2 comments

As I mentioned last week my husband and I decided to take the plunge and refinance our home. We can’t be certain where rates will ultimately land, but between the low interest rate and the low closing costs we figured we might as well jump in. As part of the loan application process the lender pulled our credit and disclosed our FICO scores.

In general FICO scores range between 300 and 850.
Ratings are as follows:

~ Excellent: Over 750
~ Very Good: 720 or more
~ Acceptable: 660 to 720
~ Uncertain: 620 to 660
~ Risky: less than 620

My scores were excellent!:

Equifax: +792
Transunion: +807
Experian: +803

Loan approved!

Entry filed under: mortgage, refinance. Tags: .

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2 Comments Add your own

  • 1. SavingDiva  |  February 4, 2008 at 4:33 PM

    Wow! You have really high scores!

    Nice job refinancing!

  • 2. Elizabeth  |  February 5, 2008 at 1:34 AM

    wow! great scores!


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