Comments on: The Penny Pincher’s Pantry https://www.onefrugalgirl.com/the-penny-pinchers-pantry/ Earn, Save, and Live Joyfully. Tue, 19 Nov 2019 17:49:48 +0000 hourly 1 https://wordpress.org/?v=6.8.3 By: Donna Freedman https://www.onefrugalgirl.com/the-penny-pinchers-pantry/comment-page-1/#comment-2052 Tue, 22 Dec 2009 07:30:16 +0000 http://www.onefrugalgirl.com/?p=685#comment-2052 Every time you make a dinner from the pantry, take a minute to figure what you would have spent on takeout or a restaurant meal.
Then be happy. And, yeah, "smug" works, too. Just don't do that part out loud. 😉

]]> By: Jana https://www.onefrugalgirl.com/the-penny-pinchers-pantry/comment-page-1/#comment-2031 Fri, 04 Dec 2009 03:43:35 +0000 http://www.onefrugalgirl.com/?p=685#comment-2031 Great Article! I've found that making many food from scratch is not only economical-it's easy.

I recently taught myself how to make tortillas, carmel sauce, laundry detergent and glass cleaner.

]]> By: jessica https://www.onefrugalgirl.com/the-penny-pinchers-pantry/comment-page-1/#comment-2010 Mon, 23 Nov 2009 04:26:10 +0000 http://www.onefrugalgirl.com/?p=685#comment-2010 I live out in the country, so I can't just run to the store for one ingredient I don't have. Taco seasoning and buttermilk are definitely things I would like to make at home and save a trip! Thanks!

]]> By: One Frugal Girl https://www.onefrugalgirl.com/the-penny-pinchers-pantry/comment-page-1/#comment-2009 Mon, 23 Nov 2009 04:23:55 +0000 http://www.onefrugalgirl.com/?p=685#comment-2009 Evy – Thanks for the comment. Yes, it's too late for us, but it's good to know in case we ever choose to refinance in the future.

]]> By: Evy https://www.onefrugalgirl.com/the-penny-pinchers-pantry/comment-page-1/#comment-2007 Sun, 22 Nov 2009 20:49:21 +0000 http://www.onefrugalgirl.com/?p=685#comment-2007 Sorry, I know this is in the wrong spot but I've been away on vacation and just noticed your 11/7/09 post about ING Direct. I was the one that posted about looking into an ING Direct mortgage. This info may be too late for you but here goes: I just completed my refinance with ING. It is called the Easy Orange loan. It is a 5 year fixed rate at 3.99% but it is based on repaying over 30years. Payments are bi-weekly and are done electronically. At the end of the 5 years, I can lock in at the current rate. At first, I wasn't too thrilled about the fact that my rate is only fixed for 5 years but after trying to refinance with my current lender I decided to go for it. My current lender's best refinance offer was 4.875% and $6,000 in closing costs. I paid $2500 to ING for closing costs. The process went well and there wasn't a ton of paperwork to sign. My mortgage payment is decreasing by over $500 a month so I will recoup my closing costs in 5 months. (My former rate was 5.87%) ING allows you to pay an additional amount every month to go to principal which I will do. I expect to pay at least $1000 extra a month. One thing they don't do is hold an escrow account for you. I didn't have one with my former lender since I paid my property taxes on my own so that didn't really matter to me.

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