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	<title>Comments on: The Top 10 Ways I&#8217;ve Been Able to Grow My Net Worth</title>
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		<title>By: James Kaufman</title>
		<link>http://www.onefrugalgirl.com/2012/09/the-top-10-ways-ive-been-able-to-grow-my-net-worth/#comment-5653</link>
		<dc:creator>James Kaufman</dc:creator>
		<pubDate>Wed, 03 Oct 2012 13:41:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.onefrugalgirl.com/?p=4165#comment-5653</guid>
		<description><![CDATA[Hi – Will you please post a link to your Blog at The Frugality Community at vorts.com? Our members will really appreciate it. 
Members include: Those looking to be frugal, frugality experts and professionals.
It&#039;s easy to do, just cut and paste the link and it automatically links back to your website. You can also add Articles, News, Photos, and Videos if you like.
Email me if you need any help or would like me to do it for you. I hope you consider sharing with us.
Please feel free to share as often and as much as you like.
The Frugality Community: http://www.vorts.com/frugality 
Thanks,
James Kaufman, Editor]]></description>
		<content:encoded><![CDATA[<p>Hi – Will you please post a link to your Blog at The Frugality Community at vorts.com? Our members will really appreciate it.<br />
Members include: Those looking to be frugal, frugality experts and professionals.<br />
It&#8217;s easy to do, just cut and paste the link and it automatically links back to your website. You can also add Articles, News, Photos, and Videos if you like.<br />
Email me if you need any help or would like me to do it for you. I hope you consider sharing with us.<br />
Please feel free to share as often and as much as you like.<br />
The Frugality Community: <a href="http://www.vorts.com/frugality" rel="nofollow">http://www.vorts.com/frugality</a><br />
Thanks,<br />
James Kaufman, Editor</p>
]]></content:encoded>
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		<title>By: Beatrice</title>
		<link>http://www.onefrugalgirl.com/2012/09/the-top-10-ways-ive-been-able-to-grow-my-net-worth/#comment-5650</link>
		<dc:creator>Beatrice</dc:creator>
		<pubDate>Mon, 01 Oct 2012 19:54:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.onefrugalgirl.com/?p=4165#comment-5650</guid>
		<description><![CDATA[My list looks a lot like yours. My parents also generously paid for my college tuition. Although I&#039;ve never had a job that paid a lot of money, I&#039;ve always had excellent job benefits and practiced solid savings habits. Work paid for half of my MBA education and I get 401(k) matching. I started contributing to retirement in my early 20s. I carry no credit card debt. I rarely gamble/buy lottery tickets (only once in a blue moon, just for fun). After college, I lived with my parents for a few years (I did pay them pretty good rent but in return, I got free home-cooked meals and use of their car and got to live in a centrally-located town). Plus, I was glad my rent $ was going towards my parents instead of some annoying landlord). When I travel, I stay at inexpensive places or with friends. I go to museums on days that they&#039;re free. I try out pricey restaurants during Restaurant Week ($30 for three-course meal). I didn&#039;t buy a house until last year but it was a good time (near the bottom of the market). I got a great deal on my used car and have cheap insurance. I used to take Adult Education classes and sometimes would become an &quot;assistant&quot; where I&#039;d have my course fee waived (or cut in half). I also can delay gratication for long periods of time. I bet if we took that Stanford marshmallow test when we were kids, we would have passed with flying colors! :) I know we both have been fortunate with certain events (e.g., our parents paying for college) but I agree with you that our choices/actions in life have a lot to do with our overall financial health.]]></description>
		<content:encoded><![CDATA[<p>My list looks a lot like yours. My parents also generously paid for my college tuition. Although I&#8217;ve never had a job that paid a lot of money, I&#8217;ve always had excellent job benefits and practiced solid savings habits. Work paid for half of my MBA education and I get 401(k) matching. I started contributing to retirement in my early 20s. I carry no credit card debt. I rarely gamble/buy lottery tickets (only once in a blue moon, just for fun). After college, I lived with my parents for a few years (I did pay them pretty good rent but in return, I got free home-cooked meals and use of their car and got to live in a centrally-located town). Plus, I was glad my rent $ was going towards my parents instead of some annoying landlord). When I travel, I stay at inexpensive places or with friends. I go to museums on days that they&#8217;re free. I try out pricey restaurants during Restaurant Week ($30 for three-course meal). I didn&#8217;t buy a house until last year but it was a good time (near the bottom of the market). I got a great deal on my used car and have cheap insurance. I used to take Adult Education classes and sometimes would become an &#8220;assistant&#8221; where I&#8217;d have my course fee waived (or cut in half). I also can delay gratication for long periods of time. I bet if we took that Stanford marshmallow test when we were kids, we would have passed with flying colors! <img src='http://www.onefrugalgirl.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  I know we both have been fortunate with certain events (e.g., our parents paying for college) but I agree with you that our choices/actions in life have a lot to do with our overall financial health.</p>
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		<title>By: Ruby Leigh</title>
		<link>http://www.onefrugalgirl.com/2012/09/the-top-10-ways-ive-been-able-to-grow-my-net-worth/#comment-5648</link>
		<dc:creator>Ruby Leigh</dc:creator>
		<pubDate>Sun, 30 Sep 2012 23:14:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.onefrugalgirl.com/?p=4165#comment-5648</guid>
		<description><![CDATA[Now, it&#039;s true, I can think of something that have helped me financially... strong understanding of finance, a full-ride scholarship, and frugal know-how.   

However... 
I&#039;m not here to paint my own sob story, but I have an easier time citing what I&#039;ve done to destroy my earning and wealth potential.  
- Leaving my career in engineering to pursue education (which I love but has much less earning potential0.    
- Marrying a spendthrift husband who didn&#039;t take financial responsibility seriously. (We later divorced)
- Buying too much house, and not being able to sell in a down market. 
Not all these things were 100% my fault, nor am I without a lick of blame.  In the same way, not all the things on your list 100% your doing.  (I don&#039;t think you were saying that.)  
I think it&#039;s good that you can identify what has gone right for you... perhaps that is helpful to some.  However, this paints a very rosy picture that not everyone has the good fortune of experiencing.  So perhaps, for us who have circumstances that have lead to major money loss... how about a discussion on that?]]></description>
		<content:encoded><![CDATA[<p>Now, it&#8217;s true, I can think of something that have helped me financially&#8230; strong understanding of finance, a full-ride scholarship, and frugal know-how.   </p>
<p>However&#8230;<br />
I&#8217;m not here to paint my own sob story, but I have an easier time citing what I&#8217;ve done to destroy my earning and wealth potential.<br />
- Leaving my career in engineering to pursue education (which I love but has much less earning potential0.<br />
- Marrying a spendthrift husband who didn&#8217;t take financial responsibility seriously. (We later divorced)<br />
- Buying too much house, and not being able to sell in a down market.<br />
Not all these things were 100% my fault, nor am I without a lick of blame.  In the same way, not all the things on your list 100% your doing.  (I don&#8217;t think you were saying that.)<br />
I think it&#8217;s good that you can identify what has gone right for you&#8230; perhaps that is helpful to some.  However, this paints a very rosy picture that not everyone has the good fortune of experiencing.  So perhaps, for us who have circumstances that have lead to major money loss&#8230; how about a discussion on that?</p>
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		<title>By: One Frugal Girl</title>
		<link>http://www.onefrugalgirl.com/2012/09/the-top-10-ways-ive-been-able-to-grow-my-net-worth/#comment-5644</link>
		<dc:creator>One Frugal Girl</dc:creator>
		<pubDate>Sun, 30 Sep 2012 17:34:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.onefrugalgirl.com/?p=4165#comment-5644</guid>
		<description><![CDATA[Hmm. Now sure how you see this as smug? My parents paying for college permitted me to save more of my salary once I graduated and began working. The post is about the decisions and events that led to my savings and my parents paying for my education was a HUGE factor in growing my net worth.]]></description>
		<content:encoded><![CDATA[<p>Hmm. Now sure how you see this as smug? My parents paying for college permitted me to save more of my salary once I graduated and began working. The post is about the decisions and events that led to my savings and my parents paying for my education was a HUGE factor in growing my net worth.</p>
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		<title>By: One Frugal Girl</title>
		<link>http://www.onefrugalgirl.com/2012/09/the-top-10-ways-ive-been-able-to-grow-my-net-worth/#comment-5643</link>
		<dc:creator>One Frugal Girl</dc:creator>
		<pubDate>Sun, 30 Sep 2012 17:33:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.onefrugalgirl.com/?p=4165#comment-5643</guid>
		<description><![CDATA[Hi Jen. Thanks for commenting. I wouldn&#039;t say my happiness is tied to how much I have in the back. Though I would say I am much less stressed and at ease when I know money is in there. My happiness is more closely linked to the time I get to spend with friends and family, but I&#039;d need to write another post to give justice to that fact.]]></description>
		<content:encoded><![CDATA[<p>Hi Jen. Thanks for commenting. I wouldn&#8217;t say my happiness is tied to how much I have in the back. Though I would say I am much less stressed and at ease when I know money is in there. My happiness is more closely linked to the time I get to spend with friends and family, but I&#8217;d need to write another post to give justice to that fact.</p>
]]></content:encoded>
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		<title>By: K</title>
		<link>http://www.onefrugalgirl.com/2012/09/the-top-10-ways-ive-been-able-to-grow-my-net-worth/#comment-5642</link>
		<dc:creator>K</dc:creator>
		<pubDate>Sun, 30 Sep 2012 04:27:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.onefrugalgirl.com/?p=4165#comment-5642</guid>
		<description><![CDATA[Frankly, this shounds rather smug. Your parents payig your studnt loans does not really consitute a way you have saved money.]]></description>
		<content:encoded><![CDATA[<p>Frankly, this shounds rather smug. Your parents payig your studnt loans does not really consitute a way you have saved money.</p>
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		<title>By: Jen</title>
		<link>http://www.onefrugalgirl.com/2012/09/the-top-10-ways-ive-been-able-to-grow-my-net-worth/#comment-5638</link>
		<dc:creator>Jen</dc:creator>
		<pubDate>Sat, 29 Sep 2012 19:19:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.onefrugalgirl.com/?p=4165#comment-5638</guid>
		<description><![CDATA[That is impressive. I think the biggest way by which you have increased your networth is because your fun/happiness is tied to how much money you have in the bank. I have friends who buy the latest toys, but enjoy the heck out of them and others who derive happiness from traveling. Judging solely by your last post and this one, I think your happiness is tied to the amount of money you have. So you not buying things or not going on vacations is hardly a sacrifice for you, because it gives you more happiness to see that money sit in the bank. 

I am not trying to say what you are doing is necessarily bad. I was just trying to point out that there are different paths to happiness. Yours is one of them]]></description>
		<content:encoded><![CDATA[<p>That is impressive. I think the biggest way by which you have increased your networth is because your fun/happiness is tied to how much money you have in the bank. I have friends who buy the latest toys, but enjoy the heck out of them and others who derive happiness from traveling. Judging solely by your last post and this one, I think your happiness is tied to the amount of money you have. So you not buying things or not going on vacations is hardly a sacrifice for you, because it gives you more happiness to see that money sit in the bank. </p>
<p>I am not trying to say what you are doing is necessarily bad. I was just trying to point out that there are different paths to happiness. Yours is one of them</p>
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