Last night a friend of mine asked me a money related question and I thought I’d post it here to see what my wonderful readers have to say. Imagine you are shopping for clothes. The store is holding a sale where you can save \$20 if you buy \$80 worth of merchandise.

You browse the racks and find a dress you’d like to buy for \$50. In your head you know that you don’t really need this dress, but you like it and decide it’s worth the money.

Now you are faced with a dilemma. Do you continue browsing for additional items in the hopes of finding another article of clothing that costs \$30 or do you forgo the \$20 savings and walk out of the store with only one item.

You know that it will be next to impossible to find an item that costs exactly \$30, so you stand in the middle of the store contemplating your options. Odds are that you will find something that costs more than \$30 and so you will pay an additional \$10 plus any additional cost over \$80.

The \$20 savings is tempting. You are already planning to spend \$50, so adding another \$10 to buy an additional item seems to make sense, but is it really the right move? Is there a minimum or maximum threshold for this type of thing? Would you feel okay spending an additional \$10 or \$15, but not an additional \$20?

Have you been faced with this scenario and if so what did you do?