With the holidays just around the corner, you may be feeling sudden anxiety about how you’re going to cover your holiday costs. While you may like to give your friends and family gifts that they will enjoy, if you are tight on funds, this could add an extra burden to the already stressful time of year. Here are eight creative ways that you can fund your holidays this year.
Use Swagbucks.com to Earn Gift Cards
Swagbucks is an online marketplace that will reward you for doing online tasks, like shopping online, taking surveys, playing games, watching videos and more. When you complete the tasks, you are rewarded with Swag Bucks that you can redeem for gift cards at favorite stores like Amazon, Target, and Wal-Mart. According to the Free Money Blog, if you’re online a lot, it’s easy to start earning rewards.
Cash Back Shopping
Like Swagbucks, cash back shopping programs, like Ebates, allow you to earn a percentage of cash back on your online purchases. The amount you can make will vary from store to store, but keep an eye out for daily and weekly specials to earn as much as 15 percent cash back from some of your favorite stores.
Fill Out Surveys
According to the site Wallet Hacks, companies spend hundreds of millions of dollars, every year on research. If you have the time, you can find many companies that will pay you for taking a few minutes to take their surveys. The surveys vary in topic, length, and payout, and to be sure you qualify you’ll be pre-screened. Depending on the length of each of the surveys, you can earn anywhere from $0.25 to $25.
Sell Your Old Electronics
Gazelle is a site that will allow you to trade in your old electronics, like your old iPod, cell phones, iPad, and other electronics for cash. All you need to do is answer a few questions, ship it to the company, and receive a check or money via PayPal.
Sell Your Stuff Online
If you have a lot of unwanted items in your home, you can get extra cash for the holidays by selling it on eBay or Craigslist. While you probably won’t get a ton of money for your used belongings, but you weren’t using them anyway. If you find items that you haven’t used in 6 months or more, chances are you won’t ever use it again.
Sell Stock Photos
If you enjoy taking photographs, selling your stock photos and make some extra cash for the holidays. There are a couple of sites online that you can start selling your stock photos, one being iStockPhoto. You’ll have to pass the review process before you can be approved as a partner, but once you are accepted, you can start earning 15 percent of the sale for your photos.
Sell your Used Books
If you like to read, you probably have a nice collection of books lying around your house by the end of the year. Turn your old books into cash by selling them online through numerous sites like Amazon, Abe Books, or Half.com.
Take out a Short-Term Loan
If all else fails and you still find your holiday fund a bit short, you can take out a short-term personal loan. With companies like Quickle, you can apply online and be approved for a loan quicker than a traditional bank. Before taking out a short-term loan, make sure that you will be able to pay it back on time.
Don’t let the low balance in your bank account ruin your holidays. Consider these eight unique ways to earn some extra cash for the holidays.