Posts filed under ‘spending money’
My oldest son loves to read. I packed a book in my hospital bag and began reading to him on the very day he was born. Every day, even when he was quite small, we read together. Usually a few books in the morning, a few more mid-day and three as part of the bedtime routine. Long before he could talk he would walk over to the book shelf or a stack of books on my dresser and select the ones he wanted to read. He’d bring them over to me, keep one pile for books we hadn’t read yet and another for the books we’d already finished reading. After reading the last page, he would take the book out of my hands and place it in the appropriate pile. When we were finished he would toddle off to the bookshelf to put them back and pick up three others. Between the ages of 18 months and three years we spent hours reading.
Sometimes his love of reading wanes, but it often returns a few weeks later more vigorous than ever. These days I borrow a stack of books from the library and hold on to them for two or three weeks. We returned the last pile before heading out on vacation.
Before we reached the beach my son said “mama we don’t have many books in North Carolina” We do have a book shelf, but most of the books are old board books he’s outgrown and a handful of favorites we keep locked away in a closet.
I considered borrowing some new books from the library, but I worried about losing them while we were away or leaving them at the house and paying inordinate late fees. I wanted to bring something new so I brought a few large books with few pictures and lots of stories. He received a couple of these for Christmas last December. At the time he didn’t seem to like the idea of story books without pictures, but nearly a year later he cannot seem to get enough of them. He asks my husband and I to read as well as both sets of grandparents. I believe his imagination is now filing the missing images in for him.
Since we arrived for vacation he’s asked to read three or four times a day and while he loves to hear the same stories over and over he asked if we had any other books he could read. I considered buying a few new ones from Amazon and shipping them south, but I didn’t really want to spend $8 to $10 per book. Especially since I don’t know if they’ll be treasured favorites.
My mom suggested checking out a consignment shop, but it’s an hour or so away from our house. Then she had the brilliant idea of browsing for books in the thrift shop. This isn’t the first time I’ve bought books from the thrift store. When my son received a CD of The Cat and the Hat I snuck off to the thrift store in search of a copy I could read before bed. I wanted him to see the pictures and to hear the story in our own voices. I think I spent $1 to make that happen.
Yesterday I drove my son to the thrift store to let him pick out new books. The store had a very small shelf way in the back crammed full of children’s stories. I pulled out any that looked age appropriate and held them up for him. It was funny to listen to him choose the ones he wanted. He’d say “I don’t like the looks of that one” or “ohhhh Elmo!” I asked him to hold the ones he wanted in his hand as I was crouched down on the floor doing all I could to maintain my balance without falling over.
At some point he said, “mama I have too many books. you can’t give me any more.” He did appear to be toppling quite a bit from the six or seven I had already handed him. I selected a few more, (that looked brand new), and walked to the register with him. He was so proud to hold those books as we waited in line and when he reached the cashier he placed them high on the counter.
“You must love to read” she said to which he replied “I sure do!” The total for ten books was
$4.90. That’s money well spent!
I’ve spent a lot of money on home renovations lately, but other than big ticket items like mortgages, utilities and bi-weekly groceries I just don’t open my wallet up much these days. There are a lot of things I no longer buy. Here are just a few that top that list:
- Nail Polish – I never spent a ton of money on this, but I do have a large box full of bottles sitting in my closet. More than I could ever use or need. Also, I never seem to find the time to paint my toe nails.
- Decorative Towels – Yeah, this is a strange one, but I used to buy a towel for every season and special occasion; pumpkin towels for Halloween and Santa towels for Christmas. Now I buy plain old ordinary towels in one solid color. They can be used year round and look good no matter the season.
- Holiday Decorations – I used to be a sucker for cute Christmas bowls and little Santa Clauses. The home section of TJ Maxx and Marshall’s were a magnet for me. These days the Scrooge in me avoids that area of the store. I don’t need any more decorations that only come out once a year.
- Clothes – I won’t buy any clothes while I’m exclusively nursing. I love the nursing tops I currently use and although I am more than sick of looking at them I see no need to switch over to anything else. After my nursing days are over I would like to restock my wardrobe. Hopefully I’ll lose a couple of pounds between now and then.
- Knick-Knacks – I have no desire to fill the house with anything that requires dusting. The house looks a whole lot emptier than it used to, but I prefer the open space to a bunch of stuff that sits around unused.
- Lotions, Potions and Other Things That Smell Wonderful – The lure of apple scented soap no longer lures me into Bath and Body Works or the Body Shop. I typically purchase standard, unscented, Eco-friendly products and use an entire bottle before opening another. I always check the EWG Database before buying any of them.
How about you? Have you stopped buying anything lately?
I’m crouching in the consignment store staring at two bikes. I probably look a little bit crazy. I lift one and contemplate it’s weight. I turn the handlebars, left and right, right and left. Does it move too easily? It definitely feels loose. It feels flimsy in my hands. I inspect the first one again. I repeat this process two or three more times with both bikes.
I’m wavering between the two options and eventually walk to the register to inquire about this store’s return policy. The cashier tells me “bikes cannot be returned” so I walk out empty handed. One bike was $29.99, the other $34.99, I can’t argue with those prices, but neither feel right. What if they are too small for my son or don’t feel right when he hops onto the seat?
Being the second born child I never picked out a bicycle I liked. I inherited an old red one after my brother outgrew it. I didn’t care. I was thrilled to have a bike; any bike!
I still remember my dad taking me up to the school parking lot on a warm summer day. On that flat, car-free surface he ran behind me for a second or two and then let go. I’m sure I fell a few times, but I don’t remember those details, I only recall the instant I was pedaling away from him and the way the air felt as I turned my head to look back and it rushed past my ear.
I don’t know where my parents bought that bike, how much it cost or why they chose that particular model. It worked for my brother and now worked for me. That’s all that mattered.
I wish I could say I felt the same way now. As a parent I want to provide the best experience for my child. I want a bike that feels steady and strong under his weight.
For the last two years my son has ridden a balance bike. He started riding around the house and later moved to the streets in our neighborhood. He’s now a pro on that little bike and seems ready for a real bike. So the question becomes what to buy?
Target, Walmart and Amazon all sell bikes that might work, but most of them have mixed reviews. I’ve seen brand new bikes as low as $50, but I don’t particularly want to buy a poorly made piece of junk that might be difficult to ride and won’t last beyond one child. On the other hand the local bike shop recommended a $220 Trek model which seems like an awful lot of money for a bike my son will outgrow within a year or two.
When it comes to children’s equipment when do you splurge on quality? Should I buy the cheap model knowing it doesn’t need to last or should I buy the more expensive model to ensure a fun and successful experience?
I’m not 100% sure how to proceed, but I’m leaning towards a used model from a local bike shop. It costs $75 less than a new high quality bike, but twice as much as a cheap one from the big box stores.
The pros: The bike shop claims its easier to ride, will hold up through two children, retain a decent resale value and keep a bike from making its way to the landfill. Plus it doesn’t have any silly characters on it and could easily be used by either gender. Although we have two boys we could eventually pass it on to future nieces or nephews.
The cons: Price.
I know there are a lot of parents who read this blog and I’m hoping someone weighs in on this topic. When do you spend money on quality and when do you focus on price?
So far I’ve managed to avoid the plethora of store emails streaming into my inbox. I’m deleting the majority of unread feeds in my reader too. Fifty percent off, free shipping, buy-one-get-one and every other type of sale tactic in between flashes on my screen, but so far I haven’t pulled out my credit card to purchase anything unexpected.
I did purchase snow boots for my son and underwear for myself. I held out on buying these for the last month or so in the hopes that Black Friday sales would include cheaper prices and free shipping. I was right on both counts.
It’s a good thing my crazy nesting urge started a few weeks ago. Digging through those plastic tubs in the basement allowed me to see just how much excess stuff we already own.
After my son was born I was blessed with box after box of hand-me-down toys. I can easily fill two large plastic tubs with toys ranging from zero to twenty-four months. And although I gave a few things away to friends with children, I still own the majority of big ticket items like swings and car seats that we’ll need. I am tempted to buy a few more onesies and sleepers in the 0 to 6 months range, but so far I’m keeping that urge at bay.
To be perfectly honest I haven’t shopped Black Friday sales for the last ten years. Rather than shopping on the days leading up to and after Thanksgiving I maintain the tradition of removing clutter and finding homes for those things we no longer need. My son and I have loaded so many bags into the car in the last three weeks that we’ve written a short song about donating to those in need.
Since this is a season for giving I decided to donate many of the toys in my gift box to toys-for-tots. I will admit that this was more of a struggle than I wanted it to be. I bought all of the items on sale at some point or another in the last few years with the intention of providing them as gifts for my son’s friends or niece and nephews. But as I cleaned out the house I could not help but feel those toys needed a new home right now, not months or possibly even years from now, so I boxed up a few of them and intend to gather up even more for the charity box at my son’s preschool.
This morning my husband took my son on a few adventures and I traveled to town alone singing and counting my blessings. As I drove across a busy intersection I was almost hit by a young woman who ran a red light at over fifty miles per hour. Seconds before that incident I decided to drive just a little bit slower. My light had been green for quite some time, but I wasn’t in a hurry and took my foot ever so slightly off the gas as I approached the intersection. Had I been traveling one to two seconds faster I am almost certain she would have struck my driver’s side door head on. Luckily I saw the car out of the corner of my eye and hit the brakes just in time to avoid her.
Despite a few medical ups and downs, my life has been filled with nothing but blessings. I am so grateful for each and every one of them.
We haven’t purchased a new vehicle since our 1999 Toyota bit the dust a few weeks back. My husband and I drove to the car dealership last week to check out new cars. I was all settled on walking off the car lot with a brand new SUV when the car salesman showed us a deeply discounted 2014 minivan. I really, really, really don’t want to own or drive a minivan. On a day to day basis I don’t need the extra transport room it provides, the gas mileage is terrible and let’s face it no one wants to drive a minivan.
The main perks seem to be very comfortable seating, lots of leg room for my son who is and will continue to be tremendously tall, an extra row of seats large enough to fit adults and sliding doors that make getting children into and out of car seats much easier.
My husband and I tend to hold onto cars until they fall apart, which means this car could very well be around by the time my son starts driving thirteen years from now. I’ll be honest I hate the idea of driving a minivan for fifteen years and while I think the sliding doors would make loading and unloading kids from car seats so much easier, I certainly don’t need to worry about leg room or bringing along my son’s friends in the third row any time soon.
On the other hand since I keep cars forever I can certainly see the need for such things at some point in the future.
So what do you think: minivan or SUV? If you own a minivan what do you think about it?
Every year it seems we have some ridiculous expense and more often than not when one major event comes our way it is quickly followed by at least one or two others. Last year we plunked $36,000 into a new vehicle. We bought the car below invoice, but that was definitely a hit to our wallets. In 2013 we also remodeled three of the four bathrooms in our house. In 2012 we paid over $20,000 in just over a month to repair damaged pipes, a car, air conditioner and closing costs on two mortgages. In 2011 we paid a hefty chunk of change for professional painters to coat every wall in our house and in 2010 we spent over $30,000 to replace all of the windows and doors in our home.
It seems this year will be no less pricey. From January to March I spent thousands of dollars on unexpected medical care followed by a big wad of cash for out of town medical charges that were three times larger than the originally quoted price.
Yesterday as my husband was driving our 1999 Toyota to work the engine crapped out. The vehicle was towed to our local mechanic who declared it wasn’t worth repairing. The repairs amounted to more than the car was worth, which according to Edmunds is just over $1,500. My husband was hoping to continue commuting with that vehicle for at least another two years, but is seems it isn’t meant to be. The cost of a new car: $20,000 to $30,000 depending on what we choose to buy.
As if that weren’t enough this morning we found out that our furnace needs to be replaced. The unit is probably as old as our house and has finally stopped working. We were able to make a few minor repairs over the last two years, but this morning the technician assured me it is time to call it quits. His recommendation a brand new, sparkly $7600 unit.
Just once I would like to go an entire year without a major expense!
I knew it wouldn’t be easy to drop my little guy off at preschool. I expected a bit of separation anxiety and perhaps a few tears. After three straight years together I knew beyond a shadow of a doubt that it would be hard to place my son in the arms of his teacher and walk away. I thought a lot about what my son might experience, but I didn’t realize how powerful my own emotions would be.
The first few days of drop off my son walked into the classroom with a smile, but I left the school in tears. For the record my husband found it pretty difficult to walk away too. The hardest part was leaving him behind when I knew he really didn’t NEED to go.
Unlike moms who drop their children off at daycare, my son doesn’t need to go to school twice a week for a few hours a day. While it certainly helps me complete invoices for my husband’s billing, prepare dinner, grocery shop in a third of the time and clean the house without little hands placing toys in front of the vacuum cleaner or broom, I could accomplish those tasks with him around. I didn’t enroll him for any of those reasons. I sent him because we couldn’t consistently schedule play dates with other kids and our neighborhood playground is void of children.
I don’t believe that three year olds require socialization, but I did think he would have a lot of fun exploring the world with other children beside him. After a ridiculous amount of contemplation, including investigating various school philosophies and costs I chose a preschool that offered the best experiences and opportunities for my son. Each week he sings along with a professional music teacher, cooks with the teachers and participates in tons of play based activities alongside eight other children with temperaments similar to his own.
He cried at two of the first five days of school, but the teacher assures me he is fine a few minutes after drop off. (Interestingly those tears did not come on the first two days of school.) Every school night he lays in bed and tells me all about the days adventures; what children he played with, what toys he discovered, what books he read, what songs he sang and which playground he explored.
Despite all of this I must admit that I still find it hard to drop him off. It’s only two days a week, but each morning I get a little sad at the thought of taking him to school.
The first few days I went shopping after leaving the school grounds and decided I really shouldn’t do that anymore. I quickly found myself adding toys and games to the cart that I never intended to buy. I wanted to provide something special for my son to look forward to after pick up. This started out as simple things like baking sugar cookies and taking him to the playground, but I quickly found myself purchasing unnecessary items from the clearance sections of Target. I didn’t buy anything that cost more than two or three dollars, but I believe guilt was factoring into my purchases more than anything else.
Tomorrow is another school day. I will head home after drop off and do not plan to perform any shopping other than buying groceries for at least the next month.
I don’t like spending money. Really, I drag my feet whenever I’m required to purchase a big ticket item and I’ve been known to stand in a store aisle for two to three minutes trying to figure out which peanut butter is cheaper, the one on sale, the store brand or the full price brand if I use a coupon.
Although I am never a fan of pulling out my wallet I do find that some transactions are a little easier to bare than others. Here are just a few of my favorites:
- A deep tissue massage – I found an incredible massage therapist that works less than a mile from my home. She provides an 80 minute massage for $80. I used to feel quite guilty about spending money on my appointments, but have learned over time that my body is just not as functional without them.
- Organic, delicious, in-season fruit – I’ll choose a juicy peach plucked at peak season over a cookie or brownie any day. I hate the winter months when my fresh fruit pile dwindles down to apples and pears.
- Date nights out with my husband – These occur so infrequently that I think we’ve only had four in the last two years. It is nice to spend a little time together without the little man beside us. In fact, I need to do a better job of scheduling this on our calendar.
- Activities that involve both my husband and son – Free activities are great, but I didn’t mind shelling out money this winter so the three of us could tour the zoo or paying twenty-five bucks to see the lighted displays at a botanical garden.
- Mommy-and-Me classes – Before I had a kid these sounded so lame, but now that my son is here I love spending time painting, dancing and singing with him in group settings. (Of course, I love just enjoying time with him at home too.) I won’t pay $250 for the experience, but I really do enjoy spending time with my son and getting a little adult conversation from other mothers.
- Gifts for other people – Nothing makes me happier than giving someone else a gift from the heart. A good friend stopped by yesterday to pick up a bundle of gifts for a baby due in May. I’m also sending a bunch to a former coworker whose wife just happens to be expecting on the very same day.
How about you? Do you have specific activities or objects that you enjoy spending money on?
On Friday I loaded a bunch of unwanted presents into the car and started what would become a three hour journey to return them. My son sat happily in the back seat with a container of newly washed grapes, a cup of water and a smile. I’m not certain, but I think he was still delirious from spending three straight days playing with new toys. It was a beautiful day and I was happy to unload the unwanted gifts before the new year.
I didn’t have gift slips for any of the presents my family received, but I recognized the brands and read up on store policies before attempting to return them. The process started out pretty rocky. In Kohl’s I was offered $2 for two of my items. “No thanks,” I told the cashier, “for $2 I’ll donate them.”
I should have walked right out of the store, but instead wandered by the 70% off rack and ended up buying $35 worth of new clothing for my son for next year. Not only did I fail to return anything, but I walked out with stuff I didn’t even intend to buy.
In Babies-R-Us I was able to perform an even exchange. Not exactly a failure. I returned one $3 item that was too small for another in his size. I didn’t like the color or pattern, but at least the new shirt will fit him.
My son was smiling at all of the cashiers and wishing them a Happy New Year, so I decided to press on. A quick stop in the pet store just to look at the pretty parakeets and fish and we were on to TJ Maxx.
I save all of my receipts in a handy-dandy plastic binder, but for some reason the receipt I needed couldn’t be found anywhere. It took ten minutes for the cashier to enter all of the information required for a return without receipt. I have no one to blame but myself and I’m thankful they accept returns, but ugh that was a lot of time wasted in line and at the register.
Old Navy’s line was incredibly long. Two registers open and ten people in each line. I completely lucked out when a cashier finally opened a new register and waved me over. (For the record I told her other people had been in line before me, but she quickly exchanged my item anyway.) It was another $3 item.
Honestly, if I had known the first two shirts cost $2 and the third and fourth one were only valued at $3 I probably would’ve stayed home.
I hit IKEA on the way down the road and then considered calling it a day when I noticed my son was still wide awake and happy. I decided to make one last stop. This time to Costco. When I walked in the door there were already ten people waiting in line at customer service, but the line moved quickly and I completed my returns without any problem.
A smart girl would have taken her cash and walked right out the door, but I decided to wander around the aisles for just a minute and somehow walked out with a $500 Vitamix.
That’s right. I failed to return two $2 items. I successfully exchanged two $3 items and then spent $500 on a device.
My husband came home to find a very large box sitting on the counter and was shocked to find out I spent $500 on a blender. It is completely out of character for me. I almost never buy anything for myself and certainly nothing that ever costs more than $100.
Did I buy it because I was tired and frustrated from a long day of returns? Possibly, but I don’t think so. For some reason I’ve dreamed of buying a Vitamix for quite awhile now. I asked for very practical gifts this Christmas and this was a luxury I really wanted for myself.
Now the real question is will I keep it or decide that $500 is simply too much to spend. Only time will tell.
Yesterday morning I left my son in the care of my husband and walked off to take a shower. When I emerged from the bathroom the kitchen floor was covered in pots, pans and bowls of varying sizes. I really wish I’d taken a picture of that mess.
“I want to get rid of all of this,” my husband said. There was nothing wrong with the stuff we owned. It was all perfectly functional, but none of the items were stackable. That meant everything was a little topsy turvy in the cabinet and more often than not when you went to grab one thing out of the cupboard you had to move three or four other things out of the way to get to it.
The frugal part of me did not want to donate perfectly good dishes and bowls, but as I looked at my husband’s face I knew I was going to lose this battle. I’ll be honest it seemed crazy to discard all of this stuff in favor of items that could be organized more easily, but before I could blink he had gathered everything up off the floor and bundled it into large, brown paper bags. A few minutes later I loaded everything into our trunk and looked back at a very empty set of cabinets.
Thirty minutes after that we were standing in TJ Maxx attempting to find stackable replacements for everything we’d donated. The entire time I was shaking my head at the thought of needlessly spending money.
I think we scoured the store for about an hour, but we did find matching circular and rectangular pyrex storage containers and stackable ceramic serving dishes with lids. I’m a sucker for pretty containers that can also be used for storage.
With half a cart full of supplies we headed to the checkout and watched the numbers blink until a grand total of $118 flashed on the register screen. (I actually thought the price was quite reasonable for all that we purchased.) As luck would have it I just cashed out a bunch of reward points for completing surveys and used two TJ Maxx gift cards to pay for the majority of our purchase. I only charged $6.18 on my credit card.
Although I didn’t want to spend the money on this stuff I must admit that my cabinets are now filled with beautiful, stackable dishes, bowls and storage containers all neatly arranged.
I actually feel really good opening the cabinet doors and reaching in the cupboard for whatever I need. I’m so glad my husband convinced me to donate the old stuff in favor of new items that help keep things organized. Actually as soon as I washed all the new dishes and placed them in the cabinet I wondered why we didn’t do this years ago.
I think it’s a little crazy to donate perfectly functional items, but I must admit that I LOVE how clean and organized things are now.
Have you ever discarded perfectly functional things in favor of ones that could be organized more easily?