https://www.onefrugalgirl.com/10-years-and-counting-til-were-mortgage-free/ Earn, Save, and Live Joyfully. Tue, 31 Jul 2012 15:21:21 +0000 hourly 1 https://wordpress.org/?v=6.8.3 https://www.onefrugalgirl.com/10-years-and-counting-til-were-mortgage-free/comment-page-1/#comment-5400 Tue, 31 Jul 2012 15:21:21 +0000 http://www.onefrugalgirl.com/?p=3755#comment-5400 Here is a few tips you may want to take on board Frugal. As your mortgage is reducing make sure you are no OVER INSURED on you mortgage protection policies. This could be viewed as a waste of money. Also don’t over insure your property. A house never burns to the ground. Rebuild costs are not as high as you think.

]]> https://www.onefrugalgirl.com/10-years-and-counting-til-were-mortgage-free/comment-page-1/#comment-5395 Mon, 30 Jul 2012 20:23:29 +0000 http://www.onefrugalgirl.com/?p=3755#comment-5395 Actually we were previously overpaying our mortgage. With the refinance we probably won’t overpay anymore. The rates are so low I think it’s best to try to save and put money elsewhere. At least that’s what I think for now. A few years from now I might very well change my mind. Thanks for the comment, it’s definitely something to keep in mind.

]]> https://www.onefrugalgirl.com/10-years-and-counting-til-were-mortgage-free/comment-page-1/#comment-5389 Mon, 30 Jul 2012 02:30:03 +0000 http://www.onefrugalgirl.com/?p=3755#comment-5389 Have you looked at the amortization schedule to see if you can cut it even shorter by paying an extra principal payment each month? If I pay an extra $55 a month on ours for a year, that will shorten ours by 4 years. I also sock my husbands overtime to it, and so far have shortened ours by 7 years.

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