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One Frugal Girl

A Happy Medical Bill Update

October 10, 2014 by One Frugal Girl 4 Comments

I appealed my unexpectedly high out of town medical bill and received notification that a portion of my $875 bill will be covered after all. Since the facility is out of network I am responsible for 20% coinsurance on the total, which amounts to $175. I also owe the negotiated rate, ($165.59), for a $268 doctor’s bill.

Rather than paying $1148 I now appear to owe only $340.59. (I say appear to owe because the Explanation of Benefits have not been finalized yet.)

Readers of this blog may remember that I was contemplating the decision to drive twelve hours roundtrip to avoid paying out-of-network prices. I would have paid roughly $80 in gas plus a $30 copay to drive north, which means staying put only cost me $230.59 more and a whole lot less hassle and headaches.

Yay!

Medical billing is so frustrating. I am happy to have this resolved.

Filed Under: Health

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Comments

  1. Emily @ Simple Cheap Mom says

    October 10, 2014 at 6:37 PM

    Good thing you appealed! Congratulations on the high hourly wage on your phone call.

    Reply
    • One Frugal Girl says

      October 12, 2014 at 3:34 PM

      It took a number of phone calls to receive the right to appeal, but it was so worth it!

      Reply
  2. Kay says

    October 10, 2014 at 7:16 PM

    That’s awesome! Spending $230 to NOT have to drive 12 hours is definitely worth it!

    Reply
    • One Frugal Girl says

      October 12, 2014 at 3:33 PM

      That’s exactly what I thought!

      Reply

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Hi, I'm Jewels. I am a forty-year-old wife, mother, blogger, personal finance enthusiast, optimist, former software developer and achiever of financial independence. This blog is my story. Welcome to my little corner of the Internet.

Contact: onefrugalgirl @ gmail . com

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