My finances have been all over the board lately.
On the good side of things:
- My husband never watches television and I typically only watched Chopped or Cutthroat Kitchen once every couple of days so I downgraded our package and requested a monthly discount. Yearly savings: $324.
- We increased the deductible on our insurance policy from $1000 to $2500. Actually I asked to change it to $5000 but that wasn’t possible through our particular policy. Yearly savings: $240.
- Requested off-season rates for internet service to our beach home. Yearly savings: $137.48.
- Our mechanic purchased our broken 1999 Toyota. We agreed to the deal for $350. That’s not a whole lot of money, but it’s more than a tax write off would have provided.
On the not so good side of things:
- I opened a new IRA account. Somehow my husband and I missed the opportunity to contribute to our IRAs the last two years! I set calendar alerts to remind me from this point forward. That will not happen again in the future.
- I ordered new black flats and boots. I actually picked out a few pairs from Zappos with the intention of returning whatever doesn’t fit. Estimate: $200. By the way does anyone know a place to purchase super comfy, good quality boots that don’t cost a fortune?
- I drained $250 on new clothes last weekend. My clothes don’t fit particularly well right now and I need to prepare for the colder weather.
- We are closer to choosing a vehicle to replace our old Toyota. My husband originally wanted a commuter car, but recently started dreaming of something bigger.