Omaha may be the biggest city in Nebraska, but it beautifully maintains its small-town charm. The business scene is thriving, and the breathtaking skyscrapers are a true testament to its progress. But amidst Omaha’s robust economy, there is rarely any traffic. Some parks and streets are conducive for a leisurely walk.
The welcoming vibe in Omaha is reflected in its people. There is a sense of community and warmth that vibrates positivity. Even financial institutions like Omaha FCU or Federal Credit Unions focus on what will make their members become a happy and productive part of the community.
Credit Unions are an integral part of nation-building. It empowers the people to make the right financial choices and to value their hard-earned money. Maybe you are now on the fence about whether to choose a bank or the Omaha FCU. Here are some ways that they are making a difference to the community and why joining will support their cause.
1 – They Help People Control Their Financial Destiny
Everyone has a plan for the future. Maybe it is to have a house they can call their own. Perhaps, to have a college fund for their children. Whatever their dreams are, a credit union can help make them into a reality. Credit Unions offer several financial products such as mortgages and savings accounts that will allow their members to make the most out of their money.
Also, since a credit union is known for its customer-driven philosophy, each service can be personalized to fit each member’s needs. They are tailormade based on the individual’s lifestyle, income level, goals, and values.
2 – They Promote Financial Literacy
Nothing beats the power of education in strengthening a community. Credit unions have a wide array of financial literacy programs, which include seminars and workshops offered throughout the year. Their representatives also provide expert financial advice. Since their endeavor is not profit-driven, you can be assured that their input is honest and will be in your best interest.
3 – They Give Back to their Members
Unlike banks, credit unions like the Omaha FCU are non-profit organizations. Because of this set-up, their profits are given to their members through higher interest rates on savings and lower interest rates on loans.
Members can grow their money faster and pay off debt efficiently. The peace of mind that stems from being financially free is a priceless gift.
4 – They Allow Their Members’ Voices to Be Heard
In a credit union, the members are not just customers; they are owners of the organization as well. Every member gets the chance to give their input on how to run the union better. Each member has one vote during board member elections. The members can also run for voting so they can serve on the board.
Each vote can have the power to support the policies of the union or change some things to improve the business.
5 – They Give Back to the Community
The credit union has maintained strong ties with the community they belong to. They have fundraising events to support the programs of local organizations. Credit unions frequently sponsor events in the city that aims to uplift the quality of life and provide hope for the people.
The impact of credit unions goes beyond financial support. Their employees give their time and talents to make a difference in the lives of those in need.
Omaha is a community that takes pride in providing a peaceful and progressive life for its citizens. A credit union plays a pivotal role in community building. By being a member, you contribute to making a difference not only in your life but in others as well.