Comments on: A Job Offer Complicates My Decision

By: Anonymous

Anonymous — Tue, 28 Jun 2011 16:08:37 +0000

It sounds like you've made your decision, and in general I think its the right one, but I did want to throw one concern out there: the fact that you currently provide the health insurance for your (expanding) family. I assume the severance package includes insurance continuation for a decent amount of time (through the birth of the baby?) After that can you all go on your husband's insurance (at a less favorable rate perhaps) or is that not even provided? If so, be very careful – COBRA continuation coverage is very expensive, there may be pre-existing condition exclusions, and with the previous health issues you have alluded to you may be considered un-insurable on the individual market. It would be too bad having to turn down the perfect part-time/flexible (but no insurance) position when you're ready to go back – maybe your husband should start looking for a new (insurance provided) job situation too if his current doesn't include it.

By: One Frugal Girl

One Frugal Girl — Mon, 27 Jun 2011 18:03:53 +0000

That's right. I can't apply for the job unless I know I want it. If I apply and turn it down I won't receive severance.

By: Anonymous

Anonymous — Mon, 27 Jun 2011 17:07:53 +0000

It's odd your company allowed you to transfer and then suddenly eliminated your new position.

If the company really wanted to keep you, the HR people should have suggested you apply for the new position found bu your co-worker.

If a position is made available to you and you turn it down, the severence offer might be rescinded. You could be considered as having resigned and be ineligible for unemployment.

By: Ruby Leigh

Ruby Leigh — Mon, 27 Jun 2011 14:48:20 +0000

Your in a perfect position to take the severance and run. When you look back – what will you regret more? Not taking a job that would have made you semi-happy. or Not spending paid time-off with your young child?

By: Pam

Pam — Mon, 27 Jun 2011 14:39:33 +0000

I think I would go with taking the severance package. If you are feeling like this now, there is a good chance you won't want to return to work at all once baby gets here. You and your husband have put yourselves in a very good position to be a one income family. It seems as though you are highly enough regarded in your company that if/when you decide you want to return, something will surface. When my first was born I decided rather early on that I wouldn't return to work until my youngest (I knew I would have more kids) started school. I would bank the severance, though!

By: Leslie

Leslie — Mon, 27 Jun 2011 14:22:26 +0000

I think you are making the right choice. It sounds like there are very few positives to the potential new job other than the salary, and that (unless you really need the money) won't make up for the lost time and added stress.

By: Anonymous

Anonymous — Mon, 27 Jun 2011 13:15:18 +0000

Why don't you at least apply for the new position, so that you can find out more about it, while you continue to think about it? That way you're not entirely ruling it out. You don't have to accept it if it's offered to you.

By: Anonymous

Anonymous — Mon, 27 Jun 2011 12:12:16 +0000

As a mom of a 7 and 3 year old, I think you are making a great decision. They grow up so fast, so take advantage of any time you can to enjoy your baby! I became a stay-at-home mom 2 years ago. It was a scary decision financially, but I am so glad we did it. It has all worked out and I can't imagine not being here with my kids now. Once you have that baby in your arms, I think you'll know you've made the right decision! :o)

By: Anonymous

Anonymous — Mon, 27 Jun 2011 04:52:16 +0000

I think you're making the right decision too. Unless you absolutely need the money, it'll be really nice to have the extra time with your baby.

By: Sense

Sense — Mon, 27 Jun 2011 03:07:42 +0000

it sounds like you are unhappy in your current job; I'd probably do the same as you and take the severance and get away from an unhappy situation as well as a longer commute.