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	Comments on: An Out-of-Network Doctor Costs Less Than You Think	</title>
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		<title>
		By: One Frugal Girl		</title>
		<link>https://www.onefrugalgirl.com/an-out-of-network-doctor-costs-less-than-you-think/comment-page-1/#comment-142</link>

		<dc:creator><![CDATA[One Frugal Girl]]></dc:creator>
		<pubDate>Thu, 25 Jan 2007 05:16:00 +0000</pubDate>
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					<description><![CDATA[Kim --- That is a great point, insurance coverage usually does require a deductible, and that deductible can be quite hefty. I&#039;ve had so many health expenses that I usually blow through the deductible in no time. For those who rarely visit doctors the deductible could be a significant out of pocket expense.]]></description>
			<content:encoded><![CDATA[<p>Kim &#8212; That is a great point, insurance coverage usually does require a deductible, and that deductible can be quite hefty. I&#8217;ve had so many health expenses that I usually blow through the deductible in no time. For those who rarely visit doctors the deductible could be a significant out of pocket expense.</p>
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		<title>
		By: Kim		</title>
		<link>https://www.onefrugalgirl.com/an-out-of-network-doctor-costs-less-than-you-think/comment-page-1/#comment-140</link>

		<dc:creator><![CDATA[Kim]]></dc:creator>
		<pubDate>Thu, 25 Jan 2007 01:29:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.onefrugalgirl.com/?p=124#comment-140</guid>

					<description><![CDATA[I&#039;m about to see an out-of-network doctor, who specializes in alternative therapy, but i think it&#039;s worth mentioning that you have to meet the deductible for most insurances. For example, I must pay out-of-pocket $500, before my insurance starts kicking in 80% coverage (their rate for out-of-network providors). However, that first $500, if i spend it in a year, will be re-imbursed by my FSA. In short, get a FSA.]]></description>
			<content:encoded><![CDATA[<p>I&#8217;m about to see an out-of-network doctor, who specializes in alternative therapy, but i think it&#8217;s worth mentioning that you have to meet the deductible for most insurances. For example, I must pay out-of-pocket $500, before my insurance starts kicking in 80% coverage (their rate for out-of-network providors). However, that first $500, if i spend it in a year, will be re-imbursed by my FSA. In short, get a FSA.</p>
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