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	Comments on: Why the FI Movement Sounds like a Multi-Level Marketing Scheme	</title>
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	<description>Earn, Save, and Live Joyfully.</description>
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		By: One Frugal Girl		</title>
		<link>https://www.onefrugalgirl.com/fi-movement-multi-level-marketing-scheme/comment-page-1/#comment-1091953</link>

		<dc:creator><![CDATA[One Frugal Girl]]></dc:creator>
		<pubDate>Mon, 16 Sep 2019 12:57:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.onefrugalgirl.com/?p=10204#comment-1091953</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.onefrugalgirl.com/fi-movement-multi-level-marketing-scheme/comment-page-1/#comment-1091833&quot;&gt;Adam @ Minafi&lt;/a&gt;.

That&#039;s interesting. I&#039;ll have to check it out. FI sounds so similar to MLM! They are both promoting the same lifestyle. Living a life that&#039;s enjoyable, laid back and care free. And with the good comes the bad. There are plenty of people trying to hawk products that really won&#039;t help people. A lot of the information for FI/FIRE can be found for free. I think it&#039;s helpful for readers to search through the free stuff, before paying for information they really don&#039;t need to pay for.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.onefrugalgirl.com/fi-movement-multi-level-marketing-scheme/comment-page-1/#comment-1091833">Adam @ Minafi</a>.</p>
<p>That&#8217;s interesting. I&#8217;ll have to check it out. FI sounds so similar to MLM! They are both promoting the same lifestyle. Living a life that&#8217;s enjoyable, laid back and care free. And with the good comes the bad. There are plenty of people trying to hawk products that really won&#8217;t help people. A lot of the information for FI/FIRE can be found for free. I think it&#8217;s helpful for readers to search through the free stuff, before paying for information they really don&#8217;t need to pay for.</p>
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		By: Adam @ Minafi		</title>
		<link>https://www.onefrugalgirl.com/fi-movement-multi-level-marketing-scheme/comment-page-1/#comment-1091833</link>

		<dc:creator><![CDATA[Adam @ Minafi]]></dc:creator>
		<pubDate>Sun, 15 Sep 2019 22:25:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.onefrugalgirl.com/?p=10204#comment-1091833</guid>

					<description><![CDATA[There’s a show that recently started airing on Showtime called “On Becoming A God in Central Florida”. It’s all about an MLM - in this case one that just sells consumer products. The pitch they use for recruiting though is basically the same as the pitch for FI, with some self-employment jumbo jumbo thrown in. “Be your own boss!” “Quit your j-o-b!” “Retire early!” Etc. 

Coming off like that is easily one of my worst fears when writing about FIRE. I have a feeling the MarketWatch/mainstream news articles are much more likely to appear that way - especially for people who just read the headlines.]]></description>
			<content:encoded><![CDATA[<p>There’s a show that recently started airing on Showtime called “On Becoming A God in Central Florida”. It’s all about an MLM &#8211; in this case one that just sells consumer products. The pitch they use for recruiting though is basically the same as the pitch for FI, with some self-employment jumbo jumbo thrown in. “Be your own boss!” “Quit your j-o-b!” “Retire early!” Etc. </p>
<p>Coming off like that is easily one of my worst fears when writing about FIRE. I have a feeling the MarketWatch/mainstream news articles are much more likely to appear that way &#8211; especially for people who just read the headlines.</p>
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		<title>
		By: One Frugal Girl		</title>
		<link>https://www.onefrugalgirl.com/fi-movement-multi-level-marketing-scheme/comment-page-1/#comment-1033422</link>

		<dc:creator><![CDATA[One Frugal Girl]]></dc:creator>
		<pubDate>Tue, 19 Feb 2019 03:26:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.onefrugalgirl.com/?p=10204#comment-1033422</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.onefrugalgirl.com/fi-movement-multi-level-marketing-scheme/comment-page-1/#comment-1031129&quot;&gt;Angela @ Tread Lightly Retire Early&lt;/a&gt;.

Ha. I think it&#039;s fine to share information and to make money doing so. As long as you sell what you believe in or put disclaimers in those things you don&#039;t. MLM is all about selling the &quot;hope for a better life&quot; but in the end you are left with nothing but empty promises.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.onefrugalgirl.com/fi-movement-multi-level-marketing-scheme/comment-page-1/#comment-1031129">Angela @ Tread Lightly Retire Early</a>.</p>
<p>Ha. I think it&#8217;s fine to share information and to make money doing so. As long as you sell what you believe in or put disclaimers in those things you don&#8217;t. MLM is all about selling the &#8220;hope for a better life&#8221; but in the end you are left with nothing but empty promises.</p>
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		By: Angela @ Tread Lightly Retire Early		</title>
		<link>https://www.onefrugalgirl.com/fi-movement-multi-level-marketing-scheme/comment-page-1/#comment-1031129</link>

		<dc:creator><![CDATA[Angela @ Tread Lightly Retire Early]]></dc:creator>
		<pubDate>Thu, 14 Feb 2019 15:41:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.onefrugalgirl.com/?p=10204#comment-1031129</guid>

					<description><![CDATA[Well when you put it that way... hey go buy the book I just reviewed on my blog 

I think that’s really what makes MLMs so insidious though - they are selling a real hope for a better life, but what they’re selling to get there is just air at best and a nightmare that plunges you in debt and severs your friendships at worst.]]></description>
			<content:encoded><![CDATA[<p>Well when you put it that way&#8230; hey go buy the book I just reviewed on my blog </p>
<p>I think that’s really what makes MLMs so insidious though &#8211; they are selling a real hope for a better life, but what they’re selling to get there is just air at best and a nightmare that plunges you in debt and severs your friendships at worst.</p>
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		<title>
		By: One Frugal Girl		</title>
		<link>https://www.onefrugalgirl.com/fi-movement-multi-level-marketing-scheme/comment-page-1/#comment-1029980</link>

		<dc:creator><![CDATA[One Frugal Girl]]></dc:creator>
		<pubDate>Tue, 12 Feb 2019 05:16:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.onefrugalgirl.com/?p=10204#comment-1029980</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.onefrugalgirl.com/fi-movement-multi-level-marketing-scheme/comment-page-1/#comment-1029779&quot;&gt;Steveark&lt;/a&gt;.

That is so eloquently stated and so very true. It&#039;s so easy to be swayed by big ideas of who you will be once you have money, but the important thing is to be who you want to be right now. If you can find happiness now why wait until you have money?

As I get older I place so much more importance on the parts of my life that have little to nothing to do with money. Like holding the door open for someone. Saying thank you when someone holds the door open for me. Talking to the little old lady who seems lonely and sad at the bus stop or in line at the grocery store. Picking up the trash that I come across on the street. Sometimes we strive for the big moments while completely missing the small ones along the way. Happiness, gratitude, kindness and so many other attributes of life can be had right now. There is no need to wait for the future to receive them.

Thank you for such a beautiful reminder.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.onefrugalgirl.com/fi-movement-multi-level-marketing-scheme/comment-page-1/#comment-1029779">Steveark</a>.</p>
<p>That is so eloquently stated and so very true. It&#8217;s so easy to be swayed by big ideas of who you will be once you have money, but the important thing is to be who you want to be right now. If you can find happiness now why wait until you have money?</p>
<p>As I get older I place so much more importance on the parts of my life that have little to nothing to do with money. Like holding the door open for someone. Saying thank you when someone holds the door open for me. Talking to the little old lady who seems lonely and sad at the bus stop or in line at the grocery store. Picking up the trash that I come across on the street. Sometimes we strive for the big moments while completely missing the small ones along the way. Happiness, gratitude, kindness and so many other attributes of life can be had right now. There is no need to wait for the future to receive them.</p>
<p>Thank you for such a beautiful reminder.</p>
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		By: One Frugal Girl		</title>
		<link>https://www.onefrugalgirl.com/fi-movement-multi-level-marketing-scheme/comment-page-1/#comment-1029973</link>

		<dc:creator><![CDATA[One Frugal Girl]]></dc:creator>
		<pubDate>Tue, 12 Feb 2019 05:07:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.onefrugalgirl.com/?p=10204#comment-1029973</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.onefrugalgirl.com/fi-movement-multi-level-marketing-scheme/comment-page-1/#comment-1029736&quot;&gt;Abigail @ipickuppennies&lt;/a&gt;.

I&#039;m so thankful they aren&#039;t the same. I started this blog in 2006, but I stopped awhile back. I kept in touch with a few bloggers over the years, but now that I&#039;m writing again I realize just how much I missed the camaraderie of personal finance nerds out there supporting one another. I wish the rest of the world was as supportive of one another. Friendship should be based on many things, but how much I can sell to make another person rich shouldn&#039;t be one of them. Thanks for the comment!]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.onefrugalgirl.com/fi-movement-multi-level-marketing-scheme/comment-page-1/#comment-1029736">Abigail @ipickuppennies</a>.</p>
<p>I&#8217;m so thankful they aren&#8217;t the same. I started this blog in 2006, but I stopped awhile back. I kept in touch with a few bloggers over the years, but now that I&#8217;m writing again I realize just how much I missed the camaraderie of personal finance nerds out there supporting one another. I wish the rest of the world was as supportive of one another. Friendship should be based on many things, but how much I can sell to make another person rich shouldn&#8217;t be one of them. Thanks for the comment!</p>
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		By: Steveark		</title>
		<link>https://www.onefrugalgirl.com/fi-movement-multi-level-marketing-scheme/comment-page-1/#comment-1029779</link>

		<dc:creator><![CDATA[Steveark]]></dc:creator>
		<pubDate>Mon, 11 Feb 2019 21:17:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.onefrugalgirl.com/?p=10204#comment-1029779</guid>

					<description><![CDATA[The other thing is that people buy self help ideas, like the FI or FIRE movements to try to fill a void in their lives.  Unhappy people often think they can just find this one thing, maybe it is a free trip because they sold a bunch of Tupperware, or maybe it is just having no debt and/or lots of money.  But my experience is that unhappy people are unhappy with who they are more than with their financial situation.  Sure more money means more choices and less stress, up to a point.  But I don’t think it will make a chronically unhappy person happy.  It is a worthy goal to be FI, but I was always happy, even when I started out adulthood with no money.  I have plenty of money now and am still happy but it isn’t the money.  It is my relationships and my sense of fulfillment that make me happy.]]></description>
			<content:encoded><![CDATA[<p>The other thing is that people buy self help ideas, like the FI or FIRE movements to try to fill a void in their lives.  Unhappy people often think they can just find this one thing, maybe it is a free trip because they sold a bunch of Tupperware, or maybe it is just having no debt and/or lots of money.  But my experience is that unhappy people are unhappy with who they are more than with their financial situation.  Sure more money means more choices and less stress, up to a point.  But I don’t think it will make a chronically unhappy person happy.  It is a worthy goal to be FI, but I was always happy, even when I started out adulthood with no money.  I have plenty of money now and am still happy but it isn’t the money.  It is my relationships and my sense of fulfillment that make me happy.</p>
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		By: Abigail @ipickuppennies		</title>
		<link>https://www.onefrugalgirl.com/fi-movement-multi-level-marketing-scheme/comment-page-1/#comment-1029736</link>

		<dc:creator><![CDATA[Abigail @ipickuppennies]]></dc:creator>
		<pubDate>Mon, 11 Feb 2019 19:03:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.onefrugalgirl.com/?p=10204#comment-1029736</guid>

					<description><![CDATA[Interesting point about the verbage used in both MLM and FI. But in the end, yep, they&#039;re very different. One is about recruiting in order to make a profit. Selling products isn&#039;t where the real money lies. The other is about helping people take charge of the finances and focus on their dreams -- usually for free, as you said. So definitely very different. And this is coming from someone who isn&#039;t part of the FI community!]]></description>
			<content:encoded><![CDATA[<p>Interesting point about the verbage used in both MLM and FI. But in the end, yep, they&#8217;re very different. One is about recruiting in order to make a profit. Selling products isn&#8217;t where the real money lies. The other is about helping people take charge of the finances and focus on their dreams &#8212; usually for free, as you said. So definitely very different. And this is coming from someone who isn&#8217;t part of the FI community!</p>
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