Comments on: How to Achieve FIRE and Financial Independence

By: One Frugal Girl

One Frugal Girl — Tue, 24 Aug 2021 09:13:11 +0000

In reply to Anna. I'm glad you found it helpful. Thank you for your comment.

By: Anna

Anna — Mon, 26 Jul 2021 05:53:38 +0000

This post was well written and I appreciated it so much. Thank you for writing it in a way that the average person, and a newbie like me to this idea of FIRE, could understand. I have bookmarked it and will refer back to it often.

By: Johanna

Johanna — Mon, 21 Jun 2021 19:36:23 +0000

In reply to Ryan.

Vielen Dank für den informativen Beitrag. Nummer 11 gefällt mir besonders gut. In Oesterreich gibt es einen Spruch “Vergleich ist das Ende des Glücks und der Beginn der Unzufriedenheit”.
Liebe Grüße
Johanna

By: One Frugal Girl

One Frugal Girl — Fri, 28 May 2021 21:07:02 +0000

In reply to ENSJ. Thank you for your kind comment. I'm glad that you found something positive in this post. We can't always control the money that comes into our hands, but we can try to alter our mindsets.

By: ENSJ

ENSJ — Thu, 27 May 2021 14:50:43 +0000

I earn 25k (after taxes, taxes are super high in my country) a year working 39 hours a week in a job I hate. (I also earn between 2 and 3,5k a year in a side job, but that makes 6 days out of 7 to work with over 45 hours) But it’s either this or a lesser paying job with longer commute right now. (I am working on changing that, going to start studying for another career with the support of my boss, so there’s that).

FIRE is an impossible goal for me even if I do find a higher paying job, but this blog does help me to change my mindset and not focus on what I don’t have, but on what I do have.

Retirement age in my country has gone up from 65 to 67 at the earliest (no matter if you have a full career of 42 years). If you retire early you receive lower pension (and the pension after taxes for someone living on their own is between 1000 and 1400 dollars a month (unless you have a high paying job but taxes for pensions above 2400 dollars a month are also taxed higher). So in order to retire early it is indeed necessary to have a passive income.

I won’t retire super early, but I do hope I won’t have to work until 67 to then earn 1400 dollars a month to live on with expenses on the rise as food cost and all go up and worth of money goes down.

By: One Frugal Girl

One Frugal Girl — Fri, 09 Apr 2021 02:55:38 +0000

In reply to John H. Thank you for your kind words John.

By: John H

John H — Wed, 07 Apr 2021 05:16:44 +0000

In reply to Megan. What a perfectly ugly thing to say. I liked this article because it included her journey. I for one appreciated the content.

By: One Frugal Girl

One Frugal Girl — Mon, 01 Feb 2021 22:20:45 +0000

In reply to Erica. Hi Erica, Thank you for your comment. Most things in life are not set in stone. Could you try to downsize and then try to shift back if you don't like it? Some times we think we have to jump ship and can never jump back. What if you looked at the situation as something that you could try for a bit and then change if you are unhappy? Do you think that would help?

By: Erica

Erica — Fri, 29 Jan 2021 09:28:34 +0000

Currently at a fork in my life with opportunity of (my partner & I) moving from comfortable 3 bedroom house to minimising to tiny house. Reason 2fold – weird experiment and intension of possibly moving our FiRE date forward. The idea of dramatically downsizing has been met with despair and unvoiced questions to our sanity…in fact even by my own mind. I stumble across your site looking for inspiration on downsizing/minimalism and despite hearing something information prior, your words have just given me food for thought and feel that our endeavour is at least worth the experience…thank you.

By: One Frugal Girl

One Frugal Girl — Thu, 21 Jan 2021 21:03:31 +0000

In reply to Ryan. I promise you if #7 was the sole reason than I wouldn't have written about fifteen others. Having a high paying salary and not overspending is the quickest way to retire early, but it is not the only step to take. I did benefit from a solid education, but I started earning $32,000 a year with a liberal arts degree.