Medical costs are the scary part of living in the US. Medical coverage is a good Canadian perk. We have absolutely no idea how much money we’ll need to cover things. I would guess $1,000,000 would cover our bills if we didn’t have to worry about that!

We’re in Canada though, so we don’t have to worry too much about excessive medical costs. 25 times our expenses would be about $750,000? We’d probably feel pretty good with even less though.