Comments on: Negotiating Closing Costs: The Easiest Ways to Save https://www.onefrugalgirl.com/negotiating-closing-costs/ Earn, Save, and Live Joyfully. Sat, 12 Mar 2022 20:55:08 +0000 hourly 1 https://wordpress.org/?v=6.8.5 By: One Frugal Girl https://www.onefrugalgirl.com/negotiating-closing-costs/comment-page-1/#comment-1114038 Tue, 24 Aug 2021 09:12:41 +0000 https://www.onefrugalgirl.com/?p=35733#comment-1114038 In reply to She’s FIRE’d.

I’m so glad you found out you didn’t need to refinance! Imagine how much you would’ve paid for something you could’ve done for free!

]]> By: She's FIRE'd https://www.onefrugalgirl.com/negotiating-closing-costs/comment-page-1/#comment-1113329 Wed, 21 Jul 2021 18:56:21 +0000 https://www.onefrugalgirl.com/?p=35733#comment-1113329 The best savings I ever negotiated was not refinancing at all. After I got divorced, I needed to put the mortgage in only my name and I called the bank to do this, and the loan officer told me I’d have to refinance the mortgage to get my ex-husbands name off of it. I was complaining to my friends about how much closing costs were and that my interest rate was going to go up, etc. A friend who worked at a bank explained that I didn’t have to refinance, all I had to do was to assume the mortgage. So I called the mortgage department, sent them my paperwork and they removed his name- FOR FREE! 100% savings! That wouldn’t have worked in your situation though .

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