There is a fundamental human desire to want more. When you get a 3% raise, you wish you’d gotten 5%, but if you’d gotten a 5% raise you’d be disappointed that it wasn’t 8%. Social scientists have been studying the relationship between money and happiness for decades. But the truth is money will not make …

In 2007 the cost of my medical and dental plans increased. I also signed up for employer-sponsored life insurance, (when I realized no other insurance company would approve me). I knew the costs would take a bite out of my paycheck, but I didn’t want to see my bi-weekly number dwindle. In an effort to …

The following is a list of financial questions that my husband and I regularly discuss. These questions help us focus on our goals and ensure that we are both on the same financial page. What is our monthly take home income? This can differ for my husband who gets paid by the hour. How much …

Let’s face it, this is a selfish world, and most people are focused on their own needs. So when people talk about the need for an emergency fund, they usually think only about emergencies that would happen to them . They think of lots of emergency situations like the loss of a job, car accidents, …

With the help of some weekly coupons and the Rite Aid circular I managed to save $14.98 on a purchase that would have otherwise cost $24.84. That’s over 60% saved! I bought personal care products, dishwasher detergent, and plastic sandwich bags. On any other day of the week the total would have been $24.84, but …