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Hi, I’m Jewels, otherwise known as One Frugal Girl. I am a forty-year-old wife, mother, blogger, personal finance enthusiast, optimist, former software developer, and achiever of financial independence. This blog is my story. Welcome to my little corner of the Internet. Subscribe To My Newsletter Get updates straight to your inbox. Subscribe
This may be the shortest post I’ve written in a decade! I just bought my kids a one year membership to the Maryland Science Center through Groupon. Memberships were on sale for 50% off, plus I earned 12% back by shopping through Rakuten. I haven’t written about cash back websites in forever, but in case …
It’s easy to spend inordinate amounts of time and money pursuing happiness while forgetting that joy can exist at any moment on any given day. When we think about happiness we often picture expensive outings and special occasions. We imagine traveling to exotic locations or spending money on extravagant meals, but the greatest gifts in …
Do you find joy in the journey, or are you constantly delaying happiness? Maybe you’ve thought, I’ll be happier when I get my next promotion, or elated when I get that next big raise. Perhaps you’ll be happier when your bank balance reaches $100,000, or you retire. Years ago, I met a woman whose kids …
Have you heard the saying, “People come into your life for a reason, a season, or a lifetime?” The quote suggests that people enter our lives for three reasons. To teach us lessons, guide us through specific periods, or to join our life-long journey. The Need for Social Interaction Life is a journey, and our …
In my younger years, I believed more stuff would make me happy—more events, activities, clothing, friends, and, of course, more money. But as time passes, I recognize that minimizing my life leads to more enjoyment. The law of addition by subtraction brings happiness in ways that more stuff never could. By reducing the excess in my life, …
There have been times when I wanted to get rid of everything, when I thought of grabbing a set of garbage bags, throwing everything I owned into the car, and driving it far from home. Some people turn to alcohol, drugs, or gambling, but when I’m stressed and overwhelmed by life, I turn to organizing …
Do you associate holidays and birthdays with piles of brightly wrapped gifts? Many of us do. But this year, I’m taking a different approach to gift-giving. After helping my parents downsize their possessions, I don’t want to add another unnecessary item to their home. Instead, I’m focusing on clutter-free gifts—heartfelt gifts that don’t take up …
Have you ever thought about quitting your job to stay home with your children? Every week I receive letters from women who are considering leaving their careers. Some emails are short, and some are long, but more than half ask the same vital question: Will I regret quitting my job to become a stay-at-home mom? …
Every day we make choices hoping to make our future selves happy. We consider our options, weigh the pros and cons, and choose what appears to be the best path. We flash forward, through the magic of our imaginations, and think, “I’ll be happy I did that.” It doesn’t matter what choices lay before us. …
What does success look like? When you hear the word success, what do you picture? Growing up, success meant luxury goods and over-the-top experiences. I grew up watching Lifestyles of the Rich and Famous, where the host, Robin Leach, explored the yachts, mansions, and luxury car collections of the world’s wealthiest people. Then signed off …