Two factors propelled my race for financial independence: increasing my income and living simply. One helped me earn and save money. The other helped me realize I didn’t need nearly as much as I thought I did. Living Simply Requires Less Money How much money do you need to save for retirement? How much do you…
45 Minimalist Christmas Gifts (All Clutter-Free)
A minimalist Christmas involves paring down extravagant, consumer-driven gift-giving, but it doesn’t mean forgoing presents altogether. The goal is to search for gifts that add value without adding unnecessary clutter. Here are forty-five minimalist Christmas gifts to consider. Experiences At the top of any minimalists’ wish list, you’ll find experiences. Experiences might include movie nights, wine…
Do You Have Too Much Stuff and Not Enough Space?
Stepping inside, I feel cramped and uncomfortable. The problem is obvious. There is too much stuff and not enough space. The room is full of oversized furniture, piles of unwanted objects, and shelves filled to the brim with cookbooks, medical records, and toys. A stack of blankets and old pillows gathers dust in one corner,…
How to Make the Most of Your Time and Money
Last week I wrote about protecting and managing my parents’ money, but I didn’t write about the heartache involved in taking over the task. Money management isn’t a problem. I know how to help my parents financially. It’s my parents’ health that keeps me up at night. My dad was recently diagnosed with advanced-stage esophageal cancer….
Time Freedom: Choosing How to Spend Your Time
What if we measured success in terms of time rather than money? What if we stopped focusing on how much we earned and instead paid attention to how much we loved, laughed, and enjoyed the moments that make up each day? In the world of personal finance, we often write about financial freedom and FIRE. We formulate plans…
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