Earn, Save, and Live Joyfully.
I stopped reading the majority of personal finance blogs in my RSS reader a few years ago. After reading blogs day after day for years I simply couldn’t find any new ideas that I hadn’t read or thought of before. I stopped blogging myself for this very same reason. What could I possibly say that … Read more
I spend a fair amount of time talking to my children about money. I tend to begin the conversations when we are trapped in the car together. I find a captive audience is often an attentive one. Once, on an hour long drive to my parent’s house, I introduced my five-year-old son to the concept … Read more
I’ll be honest. I think a lot about money. In fact, I think about money more than anyone else I know. This isn’t a new phenomenon for me. It’s just the way I’ve always been. Many of my earliest and most vivid childhood memories involve rolling coins, keeping my brother away from my stash of … Read more
I’m an easy going girl with simple tastes. I don’t have an enormous bucket list filled with far-away destinations and extravagant desires. I have friends who want to visit every continent or touch their fingers in every ocean, but I don’t have such dreams. Don’t get me wrong, there are certainly places I want to … Read more
Although you will find common themes among those who have reached financial independence you will also find many differences. Millionaires come from all walks of life. You will find men and women both single and married. Some will focus on advancing their education to the highest level while others will drop out of college or … Read more
A lot of non-bloggers, and bloggers for that matter, question the motivation of those who write blogs. And these days with the invention of Google ads and affiliate marketing it’s easy to see why. If a PF (personal finance) or FI (financial independence) blogger encourages readers to save 50% of their income than why are … Read more
Do you feel like you live in a get rich quick kind of world where people want to earn the most money for the least amount of effort? Do you listen to friends who dream of winning the lottery? Do your coworkers inundate you with multi-level marketing scams? Do you know someone who wants to … Read more
When making financial decisions you probably weigh the impact to your wallet, but do you ever question the impact on your emotional wellbeing? My house was built in 1950. The bones of the house are solid, but from the moment we moved in there was a lot of ground in dirt that could not be … Read more
I bought my first house at age twenty-two. When I bought my second house at the ripe old age of twenty-seven I didn’t tell a soul other than my parents and my in-laws. I didn’t tell my brother, my friends or my co-workers. I didn’t want to sound like I was bragging and most importantly … Read more
When you earn a lot of money you can save a lot of money. No one is going to argue with that fact outright, but I think that a high income can force you into more spending traps than you might have expected. To be clear I am not talking about people who are trying … Read more