Earn, Save, and Live Joyfully.
A few days ago I detailed the steps my husband and I take to stay on the same page with our finances. Number four among the steps I discussed was the importance of writing down and sharing our goals. We started documenting our goals back in 2006 and I thought it would be fun to … Read more
I’d like to say I don’t have any debt, but for now my desire and reality are not one and the same. $600,000 is an enormous amount of money and it’s roughly how much I currently owe. In fact, it’s such a large sum that it’s difficult to wrap my head around. How on earth … Read more
If you could go back in time what would you tell yourself? I’d have a long, long list. It would include things like… That guy you think is so special is actually not special at all. You will find one that is much, much better. Just give it time and be patient. Today’s concerns won’t … Read more
I have a secret to tell. I’m One Frugal Girl who does not budget. At least not the strict sense of the word. I have a general idea of how much money I can spend on things, but I don’t sit down at the beginning of the year and define just how much I can … Read more
Do you have a spending black hole? A place where you consistently spend money on a daily, weekly or monthly basis. Almost everyone has one of these. It could be anything from expensive clothing and purses to inexpensive items like candy, books or magazines. To identify your spending black hole you’ll need to search through … Read more
A few of my friends know I write a blog about personal finance. The other day one of them asked how I stay on the same financial page as my husband. In my mind the answer is simple. In order to stay on the same page you have to communicate often and in detail. Okay, … Read more
It’s a big day for One Frugal Girl and the number of new visitors to my site are going through the roof! I have to thank lifehacker and Free Money Finance for the links! Lifehacker linked to my post on purging clothes and Free Money Finance included me in the March Money Madness. If you … Read more
On our last trip to North Carolina my husband and I started talking about marriage. My husband asked why I think we’ve remained married when more than half of our friends have divorced in the past three to four years. In my opinion the two biggest factors for a successful marriage beyond strong communication are Money and … Read more
My love of books goes back as far as I remember. My mom taught me to read a couple of words by the time I was two years old and by age three I was reading on my own. Some of my fondest childhood memories involve our weekly trips to the library. I can still … Read more
My husband and are in the process of attaining a chair and ottoman for our living room. Our possession of these objects came about rather strangely. We were sitting in the living room of our friend’s home when they mentioned their desire to replace it. Without hesitating for a moment my husband asked if we could have … Read more