I Will Not Feel Guilty

If you buy me something I do not like or want I can almost guarantee you I will not keep it. It’s not that I don’t appreciate the gesture. I most certainly do. It’s just that I do not want to hold onto something just so that you can see it displayed somewhere in my … Read more

A Journal for My Son

This question has little to do with personal finance, but I would like to hear from anyone with suggestions. I’d like to begin writing a journal for my son. While I’m with him I think of all sorts of things that I want to write down. Just various thoughts and moments I want to capture … Read more

An Interesting Observation

My three month old son is the 95th percentile for height. I’m not surprised by his length, though many people I meet out in public seem to be. I’m over 6 feet tall and my husband is nearly 5’11”. He fit into newborn clothes for two weeks, size three month for about 30 days, size … Read more

Do You Save With a Specific Goal in Mind?

I became interested in money at a very young age. When I was little I remember watching my father roll coins into those stiff paper tubes. He kept his coins in an old cheese curls can and I remember how excited I would get when he pulled the can out of the closet to begin … Read more

A Few Things I’ve Learned From Watching My Son

I’ve been able to stay home with my son since he was born just over three months ago. Despite feeling a bit sleep deprived this has been the most amazing time in my life! What has been most surprising is how much I’ve learned from watching him grow these last three months. Here are five … Read more

$600 Richer

As I mentioned a few days ago I am currently in the process of rolling my 401(k) into an IRA. My employer instituted a Roth 401(k) a few years ago, so some money will roll into a Roth IRA and the rest will roll into a traditional IRA. To be more precise roughly $100,000 will … Read more

$1 Million By the Time I’m Ready to Retire?

My job officially ended with my former company in November of last year. In early December I received my last paycheck and on the last day of 2011 I received my severance payout. As each of these events transpire I feel the book officially closing on my previous employment. I believe yesterday marked the final … Read more

Adding More Advertisements to My Blog

I started One Frugal Girl as a simple means to document my relationship with money. It’s hard to believe it’s been nearly six years since I wrote my first post! I am grateful to everyone who leaves comments or sends me emails. I’ve grown to know a number of bloggers and commenters personally. One or … Read more

Step 4: Consider the Impact to Future Earnings

In my quest to stay home with my son I’ve discussed eliminating unnecessary expenses, adding up expenses and the cost of insurance. The next point of focus is the effect of my choice on future earnings and retirement. If I step out of the workforce for a couple of years my future salary will likely … Read more

Step 3: Realizing It’s Not Just About the Paycheck

In choosing whether or not to stay home with my son I really need to review the money that we will lose on a bi-weekly basis as well as all of the benefits that come with full time employment. Since my husband is self employed I took advantage of all of my employer’s benefits. They … Read more