Earn, Save, and Live Joyfully.
I roll over and click the tiny button that illuminates my watch. The time is 2:33 am. I hate waking in the middle of the night. It’s too early to start the day, so I stare at the ceiling fan and count down the minutes until morning. Here we go again. 2020 has brought this … Read more
I don’t want a career anymore. I’m not interested in vying for raises, bonuses, or promotions. After my layoff, I thought I would return to my former profession, but now, I’m not so sure. It feels strange to say that. Is there something wrong with me? My mind keeps swirling with conflicting ideas. Aren’t we … Read more
What does the term financial freedom mean to you? When you hear those words, what do you picture? Close your eyes for a moment and reflect on that phrase. What do you see? When I think about financial freedom, I envision young, wrinkle-free faces, posing on exotic beaches, sailboats, and RVs. The media often presents … Read more
So you want to get married. You’re ready to cue the romantic music, drop those pricey rose petals, and propose, but wait! Don’t get down on one knee just yet. Instead, grab your significant other, pull up a comfy chair, and get ready for a heart-to-heart talk. These are the questions you want to ask … Read more
In February of this year, my husband, two sons, and I walked into the bank and paid off our mortgage. Then we drove home, ate cupcakes, and celebrated the beginning of our mortgage free life! I’ve been dreaming about paying off my mortgage from the moment I signed up for it. My dad planted the … Read more
I avoid arguments in my relationships because I hate conflict. I also despise feeling weak or vulnerable. I’m not keen on expressing pain, anger, or disappointment either. It’s one of the reasons I write in this blog. I write to expunge my feelings. Then I convince myself I don’t need to talk about them. I … Read more
Ding dong. The doorbell rang, and I darted to the front door to greet my best friend for a sleepover. “Check out my new clothes,” K screeched as she twirled in a circle. “My mom took me shopping this morning,” she said as she pointed at her off-the-shoulder Benetton sweater and acid-washed Guess jeans. “Then … Read more
What is the greatest key to success? Ask a group of people and you’ll hear many different answers. Discipline, hard work, intelligence, persistence, confidence, race, ethnicity, privilege, and luck usually top the list. I hear this question time and again and I often ask myself the same thing. Did one characteristic lead to my success … Read more
How Much Does Invisalign Cost? How much does Invisalign cost? Oddly enough there isn’t a one-size-fits-all price for Invisalign treatment. The cost of Invisalign depends on how many adjustments your teeth will need. Some patients need minor orthodontic work. Their teeth are relatively straight and their top and bottom teeth match up when they … Read more
A month ago my husband and I withdrew our children from school for the 2020-2021 school year. In the midst of this pandemic we’ve decided to start homeschooling. My youngest will be a kindergartener this year. My oldest will be a third grader. Why did we choose to homeschool? In-person school wasn’t an option for … Read more