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The Freedom of Less

A member of the family is house hunting. His goal is to find a well priced home with a minimum of five bedrooms and four bathrooms. So far he seems most interested in houses with at least 2500 square feet. A few of the houses have been more than double the size of mine, which …

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Mortgage Countdown

It has been nearly three years since I left the work force. While I wake up every morning feeling happy about my place in this world my husband wakes up feeling miserable. Quite frankly he doesn’t like his job. He wakes up slowly and trudges off to work praising the weekends and telling me they never come …

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Counting Down the Days

Two years after graduating from college I bought a house. For once in my life I didn’t struggle to make a decision. I acquired financing with my boyfriend and signed my name on the dotted line five days after turning twenty-two. The down payment came in part from money I’d saved in college. The rest came from a …

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A Mortgage Free Celebration: A Party For Your Pay Off

If you were about to pay off your mortgage would you throw a party to celebrate? It’s an interesting question for me. Although my last post may have been viewed as bragging, (at least I received one email letting me know it was perceived that way), I am not usually one to toot my own horn …

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Refinance Update

It seems as though my husband and I won’t be refinancing after all. I considered shrinking our mortgage from 15 to 10 years, but decided that the cash flow issues were not worth the additional interest savings.   At the end of the day I simply couldn’t convince myself to take on more monthly payments …

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