Do You Tip for Takeout?

My parents came over on Saturday to hang out with us for a bit. When dinner time approached we decided to order from a chain restaurant that is just a few minutes away from my home. I logged onto the restaurant’s website and placed my order, which included a meal for each of us, four … Read more

Finding Happiness Right Now

Isn’t it funny how most financial advice tells us to save, save, save and rarely mentions spending any of our money. If I can pile away all of my dollars right now I can retire happily at 65. What about living right now? How do you balance the need for future savings with the desire … Read more

Things Have a Way of Working Out for Me

Things in life seem to have a way of working out just right for me. If I encounter unexpected expenses an equally unexpected check arrives in the mail. When I drain my PayPal account to buy something I often receive payments for blog advertising on the very same day. Even big ticket items seem to … Read more

“You Are the Richest Person I Know”

“You are the richest person I know,” she said. Not in any special way, but just as a matter of fact. I was taken aback by her remark. I could feel my face flush and my palms get a little sweaty. I cracked a nervous grin. “What makes you think that,” I asked her. “You … Read more

Is It Time To Give Up My Frugal Title?

I believe I’m having a change of heart about spending money. I bought a new car, remodeled my bathroom and spent money on a number of home improvement projects on my beach house in North Carolina. On one hand I want to kick myself for forgetting to print a 15% off coupon for my last … Read more

Discovering Whether or Not You Have Enough

I received an interesting email in response to my post Do You Have Enough?. A reader asked a very simple question. How do you know if and when you have enough? This question is not about having enough money. That’s a topic for a different day. The question is whether your quest for money and/or … Read more

Do You Have Enough?

When I met my husband he told me he wanted to build an empire. An empire? It was a concept that completely baffled me. I grew up in a three bedroom rancher. I lived in the corner bedroom, so I could hear my brother snoring when I pressed my ear against the southern wall and … Read more