December Net Worth

While I can see Terry's frustrations, I feel that you can be frugal even if you make an above average wage. While some of your posts make me wonder about how frugal (the cat would have been gone at my house, before doing and throwing away what you have)overall I believe you are trying to save money and spend what you have wisely.

Thanks to whoever left the anonymous comment above.

Based on the comment, if person #1 spends X and person #2 spends 5X, I'm having a difficult time accepting the idea that #2 is frugal, I can only assume that Terry is confused. I'm frugal because I don't spend 5X. On every day expenses other than my mortgages I too only spend X. Sometimes less than X. That's what makes me frugal.

Terry, what is your beef? owning real estate can be an investment! Notice that the real estate shows up in both the asset and the liability sections - and are appropriately netted out by the "frugal girl."

I see nothing that is inconsistent with owning properties and being frugal.

If person #1 spends X and person #2 spends 5X, I'm having a difficult time accepting the idea that #2 is frugal.

That's to me like saying Paris Hilton would be frugal if only she would spend one-half gazillion dollars instead of a full gazillion.

Hi Omar -- In response to a similar question I wrote a blog entry detailing my finances. To learn more go here. As for the question of kids: my husband and I do hope to have a couple one day, but I have been quite ill for the past two years with an unexpected illness and subsequent surgery. So we'll see what God has in the cards for us.