Earn, Save, and Live Joyfully.
In January a friend of my husband’s asked his employer, (a very small company with less than ten employees), to increase his personal 401(k) contribution from 5% to 10%. Now the friend assumed that the employer made the change and went about his business for the next six months. In fact, he assumed everything was … Read more
Here we go again… Another birthday is just around the corner and I am at a loss for gift ideas. Every year my family asks for a list of things I most need and want and every year it gets harder and harder to put a pen to paper. It seems I have just about … Read more
Some weeks I just seem to spend more money than others and this week was certainly pricey. I decided to visit my acupuncturist on Tuesday after a year and a half hiatus. Thankfully my pain is tolerable on most days and my overall health is the best it’s been in the last three years, but … Read more
Yesterday I stopped by the organic grocery store, (that my husband swears smells like dirt), and picked up a small box of herbal tea. I’m not a tea connoisseur so I can’t tell you whether I made the best choice for my dollar or whether I would’ve liked another flavor better. What I can tell … Read more
Maybe I’m failing to get the message. Maybe I’m just not listening closely enough. Maybe I’m just unlucky? Between hardware failures, Vonage problems and incompetency from Comcast tech support I’ve been booted from the tubes at least four times in the last thirty days. During my most recent Internet outage I wasted nearly $90 and … Read more
Do you think that high-income families clip coupons more or less than those on the lower-end of the spectrum? I don’t know the answer to this, but I was surprised when a friend of the family told my mom she would never considering clipping coupons. When my mom asked why she simply answered, “We don’t … Read more
My husband and I have been using Vonage since early 2005. I didn’t want to depend on a cell phone and my parents’ number was considered long distance so we decided to give Vonage a try. For the first few years everything worked really well and we didn’t experience any problems with sound or latency, … Read more
I’m not the best at remembering to take meat and chicken out of the freezer to thaw. I’ve tried a bunch of tricks like taking it out the night before, leaving my self a note on the kitchen table and even asking my husband to remind me, but sometimes I still manage to forget. If … Read more
I’m not exactly sure why but every 4th of July it seems that life pauses just long enough to let me count my blessings. This year’s reminder came in the form of a 67 year old widow who I met outside of Kinko’s. My husband needed to make a few copies for his business, so … Read more
On my way back from the UPS store I decided to drive over to a nearby CVS to pick up a few items that were drastically on sale after ECBs and coupons. There are two CVS stores right around the corner from me and I almost never go to this particular one because the parking … Read more