Earn, Save, and Live Joyfully.
My mother-in-law just handed over two or three weeks of coupons from the weekend edition of the Washington Post. Rather than using any brain power this late on a Sunday night I’m planning on taking a pile of circulars and a pair of scissors upstairs, so I can spend the next thirty minutes clipping coupons … Read more
This week I celebrated my 31st birthday with a series of get-togethers with family and friends. Although I never take my friends or family for granted I will admit that birthdays remind me just how much love we all have to give. On my birthday I was inundated with emails, phone calls, and quite a … Read more
Two or three days last week my husband packed his lunch for work. This week he took a sandwich to the office on Monday and made himself a tuna melt this afternoon. Today he asked me to pick up more lunch meat from the grocery store, which is a sign that he’ll aim to eat … Read more
At breakfast a few weeks ago, my good friend M.W., encouraged me to continue challenging myself. In May I joined the 29 Day Giving Challenge. In July my husband challenged me to avoid paying full retail prices for 30 days. I’m considering attempting a no-spend month, but I’m not sure I’m ready for such an … Read more
As I mentioned in my last post I am trying my best to overcome shyness. I’ve recently stepped out of my comfort zone by asking for better deals from various service providers. So far, I’ve been extremely successful. In fact, I’ve secured discounts, cash back, or some other benefit eight out of the nine times … Read more
By nature I am extremely shy. At age six, at a children’s party at McDonald’s, I burst into tears when my father asked me to order french fries from the teenage cashier behind the counter. When I was seven he forced me to order my own meals whenever we went out to eat. I absolutely … Read more
I have tried time and time again to stop playing the CVS ECB game. I know there are hundreds of websites dedicated to telling frugal shoppers how to buy $2000 worth of supplies for $2. A dozen or so well known personal finance bloggers have written about the drugstore games and hundreds of dedicated followers … Read more
I had every intention of writing a post tonight, but it is now 11 o’clock and I’m choosing sleep over blogging tonight. I’m about to turn down the air conditioner, turn up the ceiling fan, and settle in to bed with a two week old episode of Deadliest Catch.
On Thursday my husband visited a health club close to his office with the full intention of becoming a member. The sales manager initially offered him a $39 monthly fee for twelve months with a $59 initiation fee. When my husband suggested a shorter contract term the manager offered $39 a month for six months … Read more
My husband wants to join the gym near his office. He tried to drive a hard bargain with the staff, but it seems he was unable to get them to budge from their initial offering. Have any of you had any luck getting gyms to waive their initiation fees or lowering their monthly prices? I’m … Read more