Week Two: The Failure & Success of My Challenge

Two weeks ago my husband challenged me to avoid paying full retail prices for thirty days. For the last fourteen days I’ve been trying my hardest to adhere to the rules. I will admit that some purchases have been easier than others. Overall I’ve had a lot of success while grocery shopping. I now search … Read more

Sales Tax Holidays in DC and Virginia

It seems the good old Maryland General Assembly denied a tax holiday for the state of Maryland until 2010. Lucky for us, Virginia and DC are just a stone’s throw away. DC’s sales tax holiday runs August 2nd-10th and applies to all supplies, clothes, shoes, and accessory items that cost $100 or less. Virginia’s sales … Read more

Link Love from the Carnival of Personal Finance

On Sunday I submitted my first post, in quite awhile, to the Carnival of Personal Finance.   My absolute favorite post from the carnival was the The Psychology of Money: The Power of Suggestion Can Cost You by Lisa of Greener Pastures. Lisa points to a number of different studies in which the cost of … Read more

Finding a Personal Trainer for My Dad

As I’ve mentioned before, my dad, who is in his early 60s, is quite overweight.When we went to the beach in the late spring he seemed much more out of shape than usual. After a short ten minute walk he was quite out of breath and had to sit down. He’s never been in good … Read more

Holding Up the Lunch Line with a Coupon

I met my friend M for lunch today at a local chain restaurant near my office. In an effort to continue my quest to avoid paying full retail prices for 30 days I brought along a $5 coupon from my Entertainment book. I arrived late, as usual, and poor M looked like she had been … Read more

Initial Lessons: Avoiding Full Retail Prices for Thirty Days

Last Sunday my husband presented me with an interesting challenge. He asked if I could avoid paying the full retail price of anything and everything I purchased, (with the exception of gasoline), for at least thirty days. I accepted the challenge and drove off to the grocery store determined to succeed. Within a minute of … Read more

Picking up Freebies

I am constantly amazed by the number of products I can pick up for free each month. Tonight I picked up a six pack of bottled water from Giant and a travel size body lotion from Bath & Body Works. I also stopped by the Elizabeth Arden counter at Macy’s where I picked up a … Read more

The Value of Kind Practitioners

I rushed off to work this afternoon and spent nearly two hours in the car despite the fact that I left for work around noon. I think some type of road construction was in progress on the beltway. At some point I decided to pull off and take the back roads to work, which may … Read more

Back to Home Cooked Meals

I haven’t bought or paid for dinner for the last four days. On Friday, we headed to my in-laws for a backyard barbecue, followed by dinner out with my parents on Saturday, back to my in-laws on Sunday and finally leftovers from Saturday’s dinner on Monday evening. I was rather happy to let others do … Read more

Can I Avoid Paying Full Retail Prices for 30 Days?

Last night, on the way home from dinner with my family, my husband issued me a challenge. He asked if I could avoid paying the full retail price for everything I purchase over the next thirty days. I’m always up for a good challenge and this one has really peeked my interest. There are three … Read more