Earn, Save, and Live Joyfully.
We have been blessed by box after box of hand-me-downs from friends and family. It’s been a true blessing because my son seems to outgrow his clothes ridiculously quickly. At the current time he’s an odd fit. He has a very long torso, but he’s skinny and has relatively short legs. At least it seems … Read more
I received an interesting email in response to my post Do You Have Enough?. A reader asked a very simple question. How do you know if and when you have enough? This question is not about having enough money. That’s a topic for a different day. The question is whether your quest for money and/or … Read more
This year I’ll celebrate the second mother’s day since my son was born. While my son could say mama last year I’m not sure that he truly knew what the word meant. At eighteen months he now uses that word more times than I can count. Mama means everything from ‘help mama’ to ‘open mama’ to … Read more
Over the past twelve years my husband and I have applied for home loans nine separate times. Does that seem slightly insane to anyone other than me? Our primary home was purchased in 2001 for $260,000. Here are the details for the original loan and each refinance that followed. Date Loan Amount Term Rate Note … Read more
When I met my husband he told me he wanted to build an empire. An empire? It was a concept that completely baffled me. I grew up in a three bedroom rancher. I lived in the corner bedroom, so I could hear my brother snoring when I pressed my ear against the southern wall and … Read more
Do you find it difficult to stick to your financial goals? Do you find yourself tempted to buy things you want but don’t need? If so you might want to give these ideas a try. They seem a bit strange, but they have helped me curb unnecessary spending. First, change the passwords on your online … Read more
In the short time my son has been on this earth our home has been inundated with an overflowing number of toys. It is absolutely amazing how such a tiny little boy can attain so much. I’m a bit of a neat freak so I bought a storage unit to hold all of the toys … Read more
I haven’t written a link love post in quite a long time, so long in fact that one of these links dates all the way back to January! I’ve been weeding out a lot of my feeds over the last few months, but the blogs listed below have been favorites of mine for quite a … Read more
Over the years I’ve written a lot about purging clothing and other unwanted items from my home. Although I’m primarily a minimalist I still struggle to get rid of sentimental belongings like my son’s baby clothes and toys. Usually my clutter-free mentality wins out over my more emotional side. I tend to convince myself, (and rightfully so), that … Read more
If you were about to pay off your mortgage would you throw a party to celebrate? It’s an interesting question for me. Although my last post may have been viewed as bragging, (at least I received one email letting me know it was perceived that way), I am not usually one to toot my own horn … Read more