Buying Your First Car with the Help of Credit

While credit cards can be an excellent way to pay for your first car, not everyone will have the credit rating and limit which would make it the best choice.

Factor in a car lot or private seller refusing to accept credit card payments and you find yourself in somewhat of a predicament. Given that your first car is generally one of – if not the cheapest – that you will ever buy, you may not even significant credit in order to pay for what you need. Aside from credit cards, there are other options available – Installment loans being one of them.

While credit cards come with the benefit of additional protection, there are factors which can really make it not the most ideal of payment methods.

So what makes a credit card an attractive means to pay for a car?

When it comes to car finance when using a credit card, a lot of the time you can avail from 0% interest offers. This would definitely rank somewhere towards the top of the list when it comes to the perks of using a credit card to purchase a car.

Another key aspect to the appeal of using a credit card, as previously touched upon, is the extra protection consumers can avail of. There are laws in place, such as the Consumer Credit Protection Act, which will protect most payments made by credit card in the event of a dealer going bust before you get your car.

What are the downsides of using a credit card to pay for a car?

There is a chance that a dealership will not accept credit card payments, so this is something to keep in mind when shopping for your car.

As with many promotions, such as the zero interest options, you may also find that that the small print hides factors which are carefully interwoven into the terms and conditions. A common one is that – once a 0% period expires – you may be paying above the odds. This can often catch people unaware, so make sure you have a full grasp of the terms before signing.

What other options are there?

If you choose not to use a credit card to purchase your car, you can always look into other financing options. Installment loans, traditional finance from a lender, being two notable suggestions. With certain term loans, there will be some difference in the rates you are offered, according to the lender you approach, however.

As another alternative, you could save and purchase the car with cash, or seek financial assistance from friends or family members. There are credit unions and saving schemes which can also offer pretty good deals when it comes to taking out loans for cars, so the more options you have at your disposal will give you better grasp of what is more suitable for your needs.

The most important thing is that you get the best deal you are entitled to.

March 21, 2018 at 8:29 AM Leave a comment

The Best Way To Negotiate An Oilfield MSA Services Deal

MSA stands for “master service agreement,” and it is a complex contract that is made between the companies who are involved in all aspects of oilfield mining, including drilling, exploration, services, and production. As a comprehensive and well-thought-out agreement, it is imperative to put into place to reduce the many headaches and hiccups that can happen on any oilfield.

An MSA service is an overall contractual agreement whereby everyone understands the responsibilities and risks that every manager, contractor, and an employee has through the entirety of the project. If done correctly from the start, there is no need to go back to the drawing board to redraft or amend the agreement. And doing it right it also reduces the risk of any disputes that can either delay the project or bring it to a halt altogether.

The MSA is the document that outlines all the liability that a company has if there is an accident on the oilfield production site. Since oilfields can be incredibly dangerous and they pose many inherent risks, it is easy to underestimate the power of an MSA and to just dig right in without outlining a contractual agreement and making everyone sign.

But poor planning – like not having an MSA – is a recipe for disaster and can leave your oilfield process vulnerable to some severe consequences. Just one accident can lead to the bankruptcy of an entire corporation or business. So having your ducks in a row is a major part of preserving not just your bottom line, but also potentially saving your company from financial ruin.

Don’t consider the MSA a “work order”

An MSA is a guideline for how the overall business of an oilfield is conducted, but it does not give specifics about the individual jobs themselves. It’s more of a “global” contract; the fine details and operations are not included. The things that should be included in the MSA are warranties, risk management, liability insurance issues, and payment terms.

It should also include a section regarding dispute resolution, the length of the contract itself, and termination specifics. Lastly, to have a contract that is ironclad, it should also have specific guidelines for inspections, payment, and maintenance and clean-up records.

There should be no mention of how many work hours your company will spend on the job or how you will generate your overall revenue. Costs and other specific information about your bottom line should be contained within your work order.

Should the MSA cover all of the services offered?

It is important to list all the potential services that might be needed or performed. If you are unable to perform specific services that might be necessary, it is important to list the potential that you might have to bring another company in or outsource in order to make your MSA successful.

Who is deemed harmless?

An MSA is drafted to determine who is responsible if either an employee is injured or equipment is damaged. There is typically a section included for any indemnity that shall be deemed “harmless.” That means that you need to include anyone who will not be held liable if something goes wrong and there are economic damages. In an industry that has a high risk for injury and damage, the harmless clause is an important one.

If there is a discrepancy between the work order and the MSA, the MSA must be worded in a way that it is clear so the MSA holds precedence over any other guidelines or factors, such as the work order.

How can the MSA be terminated?

To finalize the MSA, it must be specifically stated under what grounds and by whom the MSA can be terminated. If you don’t state when someone can back out of the contract, that can leave you holding the financial bag, or out of luck to finish a job and collect.

The key to not encountering any kinks along the way in the oilfield industry is to lay all your cards out on the table and double-check all your details. It might seem like you can operate successfully with a smile and a handshake, but that is leaving yourself open to financial ruin as a company and business owner.

March 19, 2018 at 4:51 PM Leave a comment

Nachos For Breakfast, Lunch, And Dinner? Nacho Time!

When you hear the word “nachos,” you probably think of lunch or dinner options that always have the same ingredients. But nachos aren’t limited to just a few select ingredients. They can contain whatever you want them to – from eggs and cheese to ice cream and chocolate syrup! As long as they have the main ingredients of tortilla chips or something similar to substitute, the rest can all be altered to be anything you want, without the use of nacho machines. Although they might be the last thing that you would think your taste buds are ready for first thing in the morning, nachos might be an excellent way to jumpstart your day, or they can be a tasty treat after you are done with your meal – instead of the appetizer before it.

Breakfast nachos to live for

Instead of using chips for your breakfast nachos, substitute them with waffles and add some eggs. Eggs are an excellent addition to your breakfast nachos when served sunny-side-up. Add red pepper, avocado, and some salsa, and you have something you can really sink your teeth into. This is the recipe with all the right ingredients to get your engine revved up first thing in the morning. Put in some jalapeños to really kick things up a notch.

Want some veggies with that?

Veggie nachos are the perfect snack for someone who wants some nutritious munchies any time of day. Toss some roasted vegetables like eggplant, tomatoes, and squash over tortilla chips; sprinkle some cashews to take it up a notch and add some pico de gallo and guacamole. If you feel like you want to go a little Mediterranean, then add a little tempeh for some additional crunch. You’ll get a day’s worth of veggies in one sitting.

King of the sea nachos

When people think of nachos, they usually consider beef or chicken as meat options – but the seafood variety might be an excellent way to go for something a little different and unusual. You don’t have to limit yourself to shrimp; add all kinds of seafood together and throw in some jalapeños and chips. You can even get more creative and try adding some tuna sushi and cilantro to make it extra exotic.

S’mores nacho delight

The s’mores nacho variety is an excellent dessert choice. The best way to make s’mores nachos is to deep-fry tortilla chips and add some sugar to them to make them a little sweeter. While the chips are still steaming hot, add in some miniature marshmallows, melted chocolate or chocolate sauce, and you are good to go. For a true s’mores taste, substitute some graham crackers for the tortilla chips and simply arrange them as you would nachos on a plate. It still gives the same impression, and both versions are super yummy.

Buffalo nachos, anyone?

Who doesn’t love buffalo chicken wings? If you want to set out some unique nachos for the football game, then buffalo chicken nachos are the bomb. First, slow-cook the chicken in a crockpot. Then shred it into smaller pieces and add some buffalo sauce to the mixture. Place it over a bed of warm chips and add some ranch sauce, tomatoes and celery, and you have the perfect appetizing snack. If you are more of a blue-cheese fan, skip the ranch and add some blue cheese crumbles on top.

Three beans are enough

If you are a bean-a-holic, then three-bean nachos are the perfect treat. Make your regular nacho concoction with cheddar cheese, sour cream, the meat of your choice, and jalapeños, but then load it up with a mixture of refried, white, and black beans. This will have you enjoying an excellent and extremely fibrous snack that will fill you up quickly and satisfy your cravings.

BBQ pork nachos

For someone looking for the perfect BBQ appetizer to bring to the neighborhood cook-off, try pulled pork nachos. With a slightly different taste than carnitas, pulled pork will give the nachos a little more “sweetness.” Add some coleslaw, cheddar or Monterey Jack cheese, and you have the perfect BBQ nacho snack.

When it comes to nachos, you can get as creative as you want. To enjoy them just the way you like, think outside the box and try different combinations and concoctions that will satisfy and entice your taste buds. If you use the right ingredients, you can have a super healthy snack to boot.

March 19, 2018 at 4:48 PM Leave a comment

5 Side Businesses That Can Earn You $2000 A Week

Everyone would love to have a little extra money in their pockets at the end of the month, but you can’t simply go to your boss and ask for a raise. Luckily, there are some ways that you can make some extra money on the side without having to get another full-time job.

Thanks to the internet, there are dozens of ways that you can make extra money on the weekends or after you get off work. The best part of these businesses is that they are all self-employed, which means that if you don’t want to work 20 hours every week, you don’t have to. To can fit them into your schedule.

It should be noted that the amount of money that you make is going to depend on how much work you put into the business and how successful you are. None of these side business is “get rich fast” schemes, and not all of them will work for everyone.


Uber has completely changed the way that we view getting around. Taxis are no longer the only way that people can get from place to place. If you’ve been living under a rock, and you don’t know what Uber is, it’s essentially a taxi service that you can have pick you up and take you to your destination, but the best part of Uber is the ability to become a driver.

The requirements to be an Uber driver are simple. You have to be at least 21 years old, have at least three years of driving experience, and have in-state car insurance registered under your name. These are the necessary requirements to be an Uber driver, and as long as you pass the background check and have a clean driving record, which means no DUIs or wrecks.

There are a few simple requirements that you’ll vehicle will have to pass as well. Your vehicle must be able to fit four people and have four doors. It must be no older than a 2001 and have in-state plates. Additionally, as long as it can meet the Uber inspection, you’ll be ready to start making money. From that point on, all you have to do is use the app to find riders, and you can start making money on the side.

Obviously, Uber drivers are going to be bigger money-makers in bigger cities. The more people that live around you, the more people that are going to need rides. There are thousands of people that have earned serious money on their weekends or after they get off work. If your job is in the city, then you can shuttle people after work. It’s a great way to earn some money for a couple of hours before dinner.


It’s time that you start using your creativity and hobbies to make some extra money. Etsy allows you to create a store, without having to purchase store front property. Etsy is a simple website that allows people to sell just about anything that they can make. The site specializes in selling homemade goods.

If you have any creative talents, like painting, sewing, or drawing, then you can create an account an Etsy and start selling your handmade goods in a matter of minutes. This is an excellent way to make some extra money for the things that you love to make. You can set the prices yourself and only sell as many as you want. If you get busy, then you can put a hold on the orders and then pick back up when you have time to start creating again.


Why not get paid for your area of expertise? Consultants can make excellent money for sharing the knowledge that they already have. If you’re an expert in your field of work, then you can use your weekends to help others and put some extra money in your pockets.

Let’s say that you’re an internet marketer or graphic designer, there would be dozens of small business that could use your assistance to give their company a boost. Getting started as a consultant could be difficult, but the money that you make will be worth it in the long run.

Create some consulting packages and start marketing yourself to the local businesses in your town. If you have any friends that are business owners, you could give away your consulting for free in exchange for word-of-mouth marketing and good reviews.


There are millions and millions of blogs on the internet, and the majority of them are nothing but online journals that people never visit, but there is also a significant portion of blogs that make a steady income. The best advantages of using blogs as a side business are that anyone can do it and you can set up a blog in a matter of minutes. Unlike the other businesses, you can create a blog and start writing in no time, but the money won’t roll in for several months later.

You can start a blog about anything. Whatever your interests or skills are, you can start a blog and start putting content on the blog. There are several ways that you can earn money on your blog. You can sell products, sell ad space, sell tutorials, and dozens of other ways to make money off of a blog. It’s not one of the easiest ways to make extra income, but it can be one of the most profitable once the money starts rolling in. One of the best advantages to blogging for cash is that there are almost no startup fees. All you have to do is pay for web hosting and the blog services.


Do you have an eye for photography? Turn that into cold hard cash! If you’ve got a nice camera and some raw talent, you can earn a significant second income by taking family portraits, senior pictures, or even wedding photography. Professional photographers are almost always in demand, and it’s a great “work when you want to job” that can give you plenty of money on the side.

The majority of work for photography is done on the weekends, and will never interfere with your full-time job. If you’re worried that you don’t have all the necessary knowledge to be a professional photography, there are thousands of free online courses and tutorial that you can take online. If you think you’ll need more help, most local colleges have classes that you can take to get a working knowledge of your camera and tips for taking beautiful photos.

Extra Cash through a Side Business

Aside from taking on a part-time job, or working overtime, creating a small side business is an excellent way to put some extra padding in your bank account. There are dozens and dozens of different avenues that you can use to make some extra cash in your free time. Thanks to the Internet, you won’t have to pick up a paper route and start delivering the newspaper every morning.

March 17, 2018 at 5:51 PM Leave a comment

Book Review: Walk With Me

Book Description:

Whenever I’m asked “which is the best camera?” I pretty much respond: “the one you have on you.” In fact, most of the images in this book were taken with my cell phone simply because I always have it with me.

This is not only a book about street photography but a visual diary, or collection of quirky, unusual and sometimes just plain weird photos I’ve taken over the course of the last decade.

As a street photographer, I need to be an assiduous walker. My sneakers often take me to little known, hidden corners, seaweed strewn (and sometimes stinky) beaches and really cool back alleys of my rather small island city of Victoria, BC.

I’ve also included images of curiosities I’ve seen throughout my travels.

Everyone sees the world differently and this is my collection of the quirkiness that I call life.

My Thoughts:

These days many of us stare at screens rather than the world around us. We go through the motions of life without really pausing to listen to the noises we hear or look around at all the beautiful people and places that we pass daily. We go through life without really paying much attention to the external world at all.

Now imagine someone handed you a camera and asked you to take photographs of the images that passed before you.

What would you want to capture? Is it the look of the children boarding the bus, the reflection of yourself standing in front of a large store window, the way the light bounces off the window in an old coffee shop or the way your brightly colored shoes look in contrast to the dull, grey pavement? As you move throughout the day, walking from place to place, what do you see?

When you handed back the camera at the end of the day what would you want to show the person that gave it to you? What would you want to share with them? What would you want them to see that you had already seen?

walk with me” is a quirky little book that captures the interesting moments that passed before the photographer’s eyes. What caught her attention as she walked down the street? Sometimes it appears to be bright colors other times it’s the reflection of light around her. Glancing through this book I was reminded of all the little things we see throughout our day. All the little things that we so often ignore or go unnoticed. This book reminded me to take a moment to reflect on the beauty around me.

To read reviews, please visit Debra Schoenberger’s page on iRead Book Tours

About the Author / Photographer:







Debra Schoenberger aka #girlwithcamera

“My dad always carried a camera under the seat of his car and was constantly taking pictures. I think that his example, together with pouring over National Geographic magazines as a child fuelled my curiosity for the world around me.

I am a documentary photographer and street photography is my passion. Some of my images have been chosen by National Geographic as editor’s favourites and are on display in the National Geographic museum in Washington, DC. I also have an off-kilter sense of humour so I’m always looking for the unusual.

Connect with the author: Website ~ Facebook ~ Instagram ~ Pinterest


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March 16, 2018 at 8:00 AM Leave a comment

What to Do When Debt Becomes Overwhelming

Debt has a way of creeping up on people. It begins innocently with a few dollars owed here and there, but before most people know it, debt can spiral out of control. When it does, debt can have more than just devastating financial impacts.Many people do not know where to turn when they face increasing bills and skyrocketing interest rates. Unless managed quickly and competently, a debt problem can become a long-term disadvantage for any consumer. Very often, even the solutions to a toxic debt crisis can have lasting effects.

For anyone facing overwhelming debt, know that there are companies who are prepared to face the problem head on. With a dedicated and professional team, counselors can help consumers find the answers to their debt worries with personalized attention and straightforward financial solutions that mitigate the black marks of being in the red.

Caught in the Deluge

Many people who need assistance with overdue bills, late payments, and collection accounts have avoided creditors for a long time. Admitting to an inability to pay is both stressful and humiliating, and can damage anyone’s pride. Frequently, people who fall into debt believe that they can get back on their feet quickly, or that if they ignore the situation, it will self-correct in time.

Facing a financial crisis alone is more difficult than most people expect. Talking to creditors can be frustrating and time consuming. Budgeting money may begin as a good plan, but without the assistance of a professional, may not have as much as an impact as expected. Without help, the stress and anxiety of dealing with creditor ‘customer service representatives’ can add to the financial setbacks.

Debt is a growing problem across Canada, but it is not a problem that should cause undue embarrassment. The average Canadian has accumulated over $8,000 in debt — excluding their mortgage. That is a lot of outstanding money. One misstep on the path to repayment, or a sudden personal emergency, and that number can get out of hand within a few months’ worth of statements.

Overcoming debt means overcoming the obstacles that create and contribute to a financial crisis. Being in debt is nothing to be ashamed of, and our professionals will meet with clients to provide debt solutions without judgment of circumstances or financial condition and resources. We know that debt is a common problem and that everyone faces financial difficulties.

Heal the Wound

It is not enough to stop the money bleeding from a bank account or paycheck. Temporary debt solutions rarely have any lasting effect on a financial crisis. For anyone contending with out-of-control spending and debt, only a long-term answer can provide the financial healing necessary to put a serious crisis in the past.

Bankruptcy is a quick fix that many consumers rush into; mistakenly thinking that it is the only viable alternative to their situation. Unfortunately, a bankruptcy often carries consequences that many debtors may be able to avoid. Relying on the advice and guidance of debt professionals at Chande & Company can put someone back on the path to financial recovery without the side effects of a bankruptcy. Instead of a quick fix, consider other options with the assistance of a professional:

  • Debt consolidation – can reduce monthly payments and enable affordable repayment
  • Credit counselling – offers consumers structured methods to pay down debt
  • Consumer proposals – similar to a mediation agreement, these legally binding agreements allow debtors to pay down debt according to a managed plan

Covering a wound with a bandage only hides the injury. The same principle holds true for debt crisis. Making bare-minimum payments, letting accounts go to collections, and even filing for bankruptcy sometimes hides the problem instead of healing it. When people who owe too much money take control of their finances and establish a plan to manage and eliminate debt, it takes time, but is usually a more stable and final solution to long-term debt problems.

Trust the Experts

Choosing the right path on the way to successful debt management can be challenging. It takes determination, commitment, and the assistance of a debt counselor. With Chande & Company as an ally in the battle against overwhelming debt, it is easier to accomplish debt reduction goals and build a more solid foundation for the future.

When debt is overwhelming, many people drown in the mounting tidal wave of bills, fees, and late charges because they do not get help. For others who trust the experts, debt is a challenge, but one that they can tame.

March 13, 2018 at 5:22 PM Leave a comment

Swago: Spring Edition is here!

The digital rewards site Swagbucks is offering big payouts during their “Swago: Spring Edition” promotion, which runs from now through Monday, March 12th at 9am PT! Swago is just like bingo, but in this case you’re filling out squares as you earn points on their site for doing things you already do online. If you’re thinking of trying Swagbucks, this is a great chance to learn all about how the site works and earn bonus points while doing it, meaning you can get more gift cards faster. Here are a few tips:

  • Each square on your Swago Board will contain an action item to complete. They can be anything from getting a search win, completing a survey, or just visiting one of our popular stores!
  • Once you complete the action item in a particular square the square will change color signifying the action item is complete.
  • You have until 12pm PT/3pm ET on Monday, March 12th to mark off as many squares as possible so use your time wisely.
  • Be mindful of the patterns and their corresponding bonuses located on the right of your Swago Board. The patterns will vary in difficulty and bonus value. Once you’ve achieved a pattern, the corresponding “Submit” button will light up. You can have multiple patterns available for submission, however, you can only submit ONE pattern so choose wisely.
  • Each activity you successfully complete on your Swago Board will give you anywhere from 1-20 spins on the Spin & Win Wheel. PLUS, when you submit your board for a bonus you’ll get additional spins. The number of spins will depend on the pattern you complete. The wheel has all sorts of great prizes that you can win, and each spin is a winner!

The Spin & Win Wheel will be available all throughout Swago and you have until 11:59pm PT on Monday, March 12th to use all your spins.

Fill up your board and then submit your pattern to get even more points – if you can fill in the whole board, you get a 500 SB bonus, which is enough for a $5 gift card from the retailer of your choice.

Click here right now and click “Join” to get started! If you don’t already have a Swagbucks account, you’ll be able to quickly sign up; PLUS, if you earn 300 SB before the first of April, you’ll get a bonus 300 SB!

March 6, 2018 at 7:27 PM Leave a comment

Modern Ways To Make Money From Silver

The silver market has changed in the last few years. Not that long ago, silver was an opportunity to take advantage of extreme volatility, with prices going through years-long upswings followed by years of stagnation. Anyone who bought silver at the right time and sold off when prices peaked stood to make a lot of money. Investors sat on silver investments waiting for stock markets to take a turn for the worse, which in the past has led to rising silver prices.

Today, more investors are looking at silver because of its supply and demand fundamentals. Industrial demand for silver remains strong while production is drastically shrinking. Low prices continue to keep mining companies out of silver production to the point that more silver is now consumed every year than produced. That’s eating into global silver supplies. Because silver is irreplaceable in many industrial uses, industrial demand could break low silver prices and benefit investors.

If you’re looking for modern ways to invest your money, silver might be the opportunity you’ve been waiting for.

Silver Bars and Silver Coins

The easiest and safest way to invest in silver remains buying silver bars and silver coins. Unlike other silver investments, silver bullion will track exactly to the price of silver. There are zero third-party risks, you’re not investing in the management of an exchange-traded fund or mining company, and you can hold silver bullion in your hands. You can quickly and easily buy silver bars and silver coins from silver dealers like Silver Gold Bull, which operate online and have a large inventory of bullion products. The only downside to silver bars and silver coins is paying for storage, though other trading options also come with fees. You can reduce premiums over spot by buying larger quantities or finding out how your payment method can get you discounted premiums through Silver Gold Bull.

Silver ETFs

Silver ETFs are investing in exchange-traded funds that own silver. They are not the same as a position in silver and their values do not always track exactly with the price of silver, sometimes trading at a premium or at a discount, but they are very close. While ETFs don’t come with storage costs, they have their own fees. You can expect to pay somewhere in the ballpark of a 0.5% expense ratio expense on silver ETFs. The real advantage of investing in silver ETFs is ease of trading, making it easier for you to trade in and out with the movement of silver. However, if you buy and sell silver with a responsive silver dealer that offers good prices for silver bullion, you can also be an active silver investor with silver bars and coins.

Silver Mining Stocks

Another indirect way to invest in silver prices is to buy silver mining stocks, which are highly exposed to silver prices. You’re also investing in the operations of a mining company. For example, a poor result from exploration or a mining accident could devalue the stock even while silver prices are trending upward.

The most reliable and direct way to invest in silver is always buying silver bullion like silver bars. There are ways to keep your costs down and make silver bullion the smartest way to invest in silver.

March 4, 2018 at 11:02 PM Leave a comment

Get $3 when you sign up for Swagbucks in March

Want some extra boost for your budget this month?

If you haven’t tried Swagbucks before, you can get a bonus $3 for signing up as my referral in March. Swagbucks is a rewards site where you earn points (called SB) for things you’re probably doing online already, like searching, watching videos, discovering deals, and taking surveys. Then you take those points and exchange them for gift cards to places like Amazon, Starbucks, Walmart, Target, or PayPal cash.

When you sign up through me, you can earn an additional $3 bonus! Here’s how:

1. Sign up using this link

2. Earn 300 SB total before 4/1/18. You’ll get a $3 (300 SB) bonus for it!

3. If you want even more bonuses, you’ll get a $10 (1000 SB rebate) bonus for making your first shop purchase! That’s in addition to the SB you earn for every dollar you spend.

That’s it. It’s super easy, and Swagbucks is for real.

March 4, 2018 at 12:14 PM Leave a comment

Win $10,000 on Monday playing Swag IQ!

On Monday, February 26th, Swagbucks is putting up over $10,000 that you can win playing fun trivia games! SwagIQ (available for iPhone and. Android) is a live, multiplayer trivia game show you play from your phone!

Each weekday, Swag IQ broadcasts a live game. Simply tune-in at the appointed time by launching the SwagIQ app and log-in with your Swagbucks account credentials. If you don’t have a Swagbucks account, you can sign up for one here and then download the app!

In celebration of Swagbucks’s 10th Birthday, they’re going to broadcast 4 shows throughout the day and give away at least $10,000! It will likely be more since the more people who sign-up via SwagIQ prior to each game, the bigger the grand prize!

1st Game Show: 1:00 PM Eastern Time/10:00 AM Pacific Time. Grand Prize: at least $1500.
2nd Game Show: 4:00 PM Eastern Time/1:00 PM Pacific Time. Grand Prize: at least $2000.
3rd Game Show: 7:00 PM Eastern Time/4:00 PM Pacific Time. Grand Prize: at least $2500
4th Game Show: 10:00 PM Eastern Time/7:00 PM Pacific Time. Grand Prize: at least $4000

To play SwagIQ, download the app to your iPhone and Android today. 

It’s really easy to play, too: 
The game show host will ask a series of multiple-choice trivia questions. You’ll have 10 seconds to answer each one. Get it right; you get SB and move on. Answer them all correctly and you can win a grand prize! If more than one player wins, the winners split the grand prize.   

Get it wrong; still play along. Some questions have a bonus SB award attached to them. If you answer those questions correctly, you get those SB, even if you’re out of the running for the big money. And, if you’re in a groove but miss a question, you’ll have the option to rejoin a game by redeeming a few SB.  When you get to the end of the game, you can claim all of the SB that you’ve earned. 

You can use all the SB points you earn playing SwagIQ to get PayPal cash or gift cards to places like Amazon, Target, Starbucks, and more!

February 23, 2018 at 9:15 AM Leave a comment

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