Earn, Save, and Live Joyfully.
Two weeks ago I wrote about my horrific trip to the hospital including my fight with the receptionist over projected hospital bills. Here’s a brief recap of what happened. Three hours prior to my appointment I was informed that my insurance company refused to pay for my procedure. According to the receptionist the insurance company … Read more
As usual my husband and I received a number of gifts for Christmas this year that need to be returned or exchanged. I absolutely despise the return process, it seems things never go smoothly. My husband who is the sweetest man on earth has a horrible habit of losing receipts. Two gifts had to be … Read more
I went to the mall today to return a few pairs of pants I purchased online from Ann Taylor Loft that did not fit. Women’s clothing stores are very odd. No two items fit exactly the same. I originally purchased a pair of brown corduroys. When they went on sale for much less than I … Read more
The one thing I hate about the holiday season is the constant fluctuation in prices at retail stores. One day an item might be 20% off, the next day it’s full price, three days later the price is knocked down by $20. It’s nearly impossible to decide which day to buy. On Cyber Monday I … Read more
Most of our bills are paid through automatic withdrawal from our checking account. My husband and I jointly own one credit card that we use to pay for just about everything. I do own two credit cards that are only in my name. One is a credit card that I’ve had since the beginning of … Read more
Up until now I’ve been using the U.S. post office to ship all of my eBay packages. I bought a cheap postal scale from eBay and I’ve been using it in combination with PayPal to ship packages without having to wait in line. So far I’ve shipped about 10 items this way. But last week … Read more
I read two interesting posts today focused on living a simple life free of unwanted clutter. Get Rich Slowly discusses a free e-book intended to reduce the clutter and complexity of your life, while Lazy Man and Money focuses on reducing clutter by purchasing a smaller home. I am happy to see more and more … Read more
Every time I shop at local stores around my home I experience unbelievably long, time consuming lines at the checkout counter. If I travel farther from my home I still find long lines, but the wait time is much faster. So why are the lines near my home so unbelievably slow? Could the problem be … Read more
Early this year my husband and I were forced to replace our living room furniture with IKEA sofas and chairs. The transformation started in April when one of our cats decided to spray his scent all over our home. That first trip to the IKEA store was quite a sad one. My husband and I … Read more
All the members of my family know that my husband and I own two homes. They also know that one of those homes is located in a community near the ocean. Sometimes I wish we had never told them. When money sits in the bank no one knows just how much your worth, but when … Read more