When Frugality Becomes Fun

When I graduated from college I lived in a filthy group house with five other roommates, because I couldn’t afford a nice, clean apartment of my own. I drove an old rusty station wagon and avoided shopping for new clothes. Over time, though this necessity to save gave way to a secret feeling of pleasure. … Read more

The Relationship between Money and Happiness

There is a fundamental human desire to want more. When you get a 3% raise, you wish you’d gotten 5%, but if you’d gotten a 5% raise you’d be disappointed that it wasn’t 8%. Social scientists have been studying the relationship between money and happiness for decades. But the truth is money will not make … Read more

Happier reasons for spending money

I thought yesterday’s posting sounded a bit negative and sad, so I thought I’d write a more uplifting posting. Here are a couple of decisions that involve more than just money: Buying an Engagement Ring The engagement ring is a symbol of love between you and your spouse that will last forever. Just about everyone … Read more

Sometimes financial decisions involve more than just money

I love the comments that readers post on my blog. Yesterday I wrote about paying for car repairs on my old clunker. I mentioned that I sold a 2000 Honda Civic with 36,000 miles for a 1994 Ninety-Eight Oldsmobile with 100,000 miles. An anonymous reader wrote, I don’t understand how it’s frugal to sell a … Read more

More secrets of happy people

As I mentioned in my previous posting, I bought this book called the “100 Simple Secrets of Happy People.” Not surprisingly only two of the one hundred secrets directly mentioned money. And both declared that money would not buy you happiness. There are two other secrets of happiness listed in the book which indirectly involve … Read more

Secrets of Happy People: Don’t involve money?

I bought a book in Hallmark, called “The 100 Secrets of Happy People.” It’s a little 190 page book with a yellow smiley face on the cover. Originally priced at $12.95 it was on sale for only $2.50, a bargain too good to pass up. According to the author, the book is based on numerous … Read more

Why am I in such a hurry… to retire

When I was in college my best friend and roommate used to say, “I can’t wait to be a grandmother.” I always thought that was the strangest comment to come out of the mouth of an eighteen year old. I remember laughing and saying, “what about the forty years in between now and then?” After … Read more