buying a house in your twenties

Avoid These First-Time Homebuyer Mistakes

My husband and I bought our first house at the age of twenty-two. When we signed the loan papers the closing agent looked me straight in the eye and said, “You are the youngest couple to ever sit across the table from me. You should be very proud of this accomplishment.” I remember feeling a … Read more

Easy Ways to Spring Clean Your Finances

Springtime arrived two months ago and believe it or not summer is just around the corner. Did you take a stab at spring-cleaning this year? Did you root through your closets, sort through your drawers and clean out those lingering dust bunnies? When you think about spring cleaning you probably focus on mopping, sweeping and … Read more

Out With the Old, In With the New.

“Stop talking to me about money,” my husband said. “I don’t care if that costs $45 or if you saved 30 bucks. Just spend the money on things that matter and don’t feel guilty about doing it.” But how could I stop? I’ve thought about money for as long as I could remember. “How could … Read more

Homes and Possessions

Random thoughts on a snowy day: I have extremely mixed feelings about moving a few years from now. After a long fifteen years in our current house it finally feels like home to me. I don’t love the layout of our kitchen or the fact that the bedrooms can fit little more than a queen … Read more

Fixing Old Appliances: An Update On My Furnace

Last week my husband and I were hit with two major expenses. First our car broke down on the side of the road. The next day our furnace crapped out on us. The mechanic said our 1999 Toyota was a lost cause, but I had hope that I wouldn’t need to shell out $6000 to … Read more

Their House Is Better Than Ours

Last night my husband came home after visiting with a close family member. “Their house is better than ours,” he said quite matter-of-factly, “They’ve made it feel so much more like a home.” I was surprised by his comment and asked for clarification. “It smells good,” he said. “Their house is filled with candles and … Read more

Holy Mackerel We Spent a Lot of Money

I’ve been keeping a watchful eye on our credit card these last few months. We switched from Capital One to Chase not so long ago, but I feared I might have forgotten about a few recurring charges that show up at strange intervals on our statements. For some reason we never seem to receive emails … Read more