Random financial thoughts cause I can’t seem to concentrate on any of the posts I planned.
- The original quote for basement remodeling was $25,700. So far, the total now stands at $46,000. We made a few drastic changes to our original plans, which added $9,300 worth of contracting work. The rest came from a combination of flooring supplies, sinks, toilets, radiators, accessories, a new television, speakers, organizational supplies and furniture. Yikes! The original quote didn’t include any of these items.
- After our recent purge of unwanted items I really enjoyed reading the Forbes article: The Real Cost of Your Shopping Habits. I don’t like the author’s use of the word “chicks,” but otherwise this is a very interesting article about the time, effort and money spent acquiring, organizing, maintaining and storing items we buy. The moral to her story, (and mine after remodeling our house), is to simply stop buying so much stuff.
- I’m burning up unused gift cards like crazy. I have a huge stack that has been sitting in the safe at our house for years. As each holiday passes the stack grows just a little bit taller and while I always think I’ll manage to find a use for them I never do. So this week I sold two I know we’ll never use on eBay, used two more to buy a set of queen sheets from Burlington Coat Factory, one to buy a supply of new underwear and burned three more on take-out dinners for my family. If possible I’d also like to use a few spa related cards before baby #2 makes his or her arrival. I hate to admit this, but I still have hundreds of dollars worth of cards remaining.
- I recently became a huge fan of Kohl’s. In early January I bought two bottles of shampoo & body wash, one tube of toothpaste and a twenty pack of hand sanitizer wipes for just over $14. I used three coupon codes to knock $10 off a $30 purchase, 30% off the remaining cost and received free shipping. This is a phenomenal price for all four products. Subscribe and save would cost $8.37 per bottle of body wash, which means I received all four items for less than the cost of two. For some reason my shipment never arrived so I contacted Kohl’s, cancelled the first order and resubmitted over the phone through a friendly customer service representative. Somehow the representative knocked my price even lower and I paid just over $10 (after tax!) for all four items! I was so excited by this order I placed a similar one a week or so later and received six products for less than twelve bucks!
- Thanks to my Things to Look out For List I recouped a $15 gift card from J. Crew. When I placed an order way back in December one of my items was out of stock. The order was cancelled because the item was never restocked, but J. Crew failed to issue me a new gift card. If I hadn’t written myself a note I would’ve lost out on the value. I called customer service and asked for a new one to be sent via snail mail.
- By the way after seeing $46,000 in black and white saving $10 or $15 here or there seems like nothing. My husband says I think in terms of dollars and cents, but really looking at a number that big definitely makes me see the value of big money.