Earn, Save, and Live Joyfully.
In yesterday’s post I discussed the need for long-term disability policies. Life insurance policies are relatively easy to comprehend. My husband and I purchased term insurance for 20 years, believing that our homes will be paid off by that time. Most people don’t need extra riders on a life insurance policy, the payout is simple, … Read more
M’s comment about failing health on yesterday’s post has left me thinking more and more about unexpected illnesses and how best to prepare for them. When you are young you never think about becoming ill or being injured, at least I know I never did, but having lived through a medical crisis I now know … Read more
All the members of my family know that my husband and I own two homes. They also know that one of those homes is located in a community near the ocean. Sometimes I wish we had never told them. When money sits in the bank no one knows just how much your worth, but when … Read more
Need a simple way to save more money toward your financial goal? …Put a photograph of your dream in your wallet. Find a photograph that represents your dream. Do you want to buy a new home? Find a photograph of your dream home and place it in your wallet. Do you want to become a … Read more
Based on the suggestions of a couple of other personal finance bloggers I ordered used copies of Miserly Moms, even though I’m not a mother and Wealth on Minimal Wage, even though I earn far more than minimum wage. It’s been a long time since I read any personal finance books, the last was Rich … Read more
After being a stay-at-home mom and doing daycare for years, my mom eventually went to work as a secretary. She is still working, 20+ years later, because she enjoys making her own money. Because she has been on a limited income for so many years she has developed some sure fire ways to prevent impulse … Read more
So I’m sure you’ve seen the pattern in these lessons so far, no rocket science just simple, common sense. Lesson #4 is no different. No matter how badly you want to live on your own after graduation, (after all you’ve spent four years with all sorts of kooky roommates), you should resist the urge. A … Read more
Welcome to Lesson #3, in accumulating wealth before age 30. Of all of the decisions I have made in my life interning has definitely been one of the most rewarding and valuable. As I’ve mentioned in previous posts I have worked for the same employer since I graduated from college, but as a college student … Read more
Feeling some link love from Beachgirl’s Budget Blog here are 8 things you probably don’t know about me: I almost called off my wedding when I couldn’t find my marriage license. I’m a bit superstitious and thought it might have been a sign that I shouldn’t get married. I had an incredibly hard time giving … Read more
One of the largest factors in determining your future wealth begins well before you set out on your career. It occurs when you choose which university to attend. In an ideal world, you should aim to pay the least amount of money for the best possible education. If a private institution will provide you with … Read more