Earn, Save, and Live Joyfully.
I have always loved to write. I wrote my first poem at the age of six and continued to write on and off again through the years. As a young girl I wrote short stories and sent them to children’s magazines and publishing companies. For all my efforts I received a very nice stack of … Read more
In January I decided to keep track of my expenses by carrying a tiny notepad around wherever I travel. Although I rarely go to the ATM I don’t like the idea of cash flowing in and out of my wallet. My husband keeps track of all of our credit card transactions in a handy-dandy spreadsheet, … Read more
There are a lot of tips and tricks for saving money in the grocery store. You can clip coupons and research the circulars, but an easy way to stop yourself from buying too much is simple… don’t use a shopping cart. When my husband and I shop together we always get a shopping cart. Time … Read more
If you’ve read this blog before you may know that I have a small obsession with magazines. As a younger, and less frugal girl, I ignorantly paid the cover price for magazines at the checkout counter. As I became more price conscious I began purchasing magazine subscriptions, which often offer 20 – 50% off the … Read more
When I was fifteen I got a job working as a teacher’s assistant in a child care center near my home. The job was easy and it was better than standing behind a greasy counter at the mall. The center was open from 7:30 am until 6:00 pm Monday through Friday so I never had … Read more
The San Francisco Chronicle has a unbelievable story about a woman who literally chased down and caught a perpetrator who had stolen her identity. By breaking into the victim’s mailbox the thief managed to capture social security numbers and debit and credit cards in the victim’s name. With this information she was able to forge … Read more
I love breakfast foods, but who has the time to make breakfast every morning. I’m lucky if I can muster up enough energy to grab a granola bar as I head out the door. So every once in awhile when I just don’t know what to make for dinner, when I’m sick of chicken and … Read more
I witnessed something interesting last week when I purchased my lunch at a Subway restaurant near my home. I was in line behind a group of young girls, I would estimate their age somewhere between 15 – 18. The restaurant was really busy, as Subway tends to be in the middle of the day. To … Read more
I came across a website that provides cash and gift cards for old, unwanted cell phones. The process seems simple enough, log onto their website, enter the make and model of the phone you no longer use, and ship it using the free shipping labels provided. (I suggest clearing your data from the phone prior … Read more
Every few months my mom and dad visit and we head to an old restaurant with a 4:30 pm early bird special. When we arrive the tables around us are usually filled with an older crowd, but honestly I’m not certain if that’s due to the style of the restaurant or the time of day … Read more