A Recap of 2013

Last January I settled on a high deductible insurance plan, decided my frugality was making life unnecessarily difficult, considered the reality that time is more valuable than money,  listed the top ten financial lessons I learned in my son’s first year and paid my good fortune forward with an impromptu baby shower. In February I … Read more

Advice on Flying with Toddlers

I am currently in the midst of planning my son’s first mid-western adventure. While we drive back and forth to North Carolina at least every two or three months we have yet to board an airplane with the little fella. So far he is excellent travel partner and almost never complains during our long six … Read more

Thoughts as the Year Ends

Thoughts… This year I was inundated with heartfelt stories of pain and grief. The little boy who died after fighting cancer for six years, the teenager who went into cardiac arrest, a good friend who passed away of a horrendous disease, a mom who died just days after giving birth to her third child. Through … Read more

An Absolute, Complete and Utter Frugal Fail

On Friday I loaded a bunch of unwanted presents into the car and started what would become a three hour journey to return them. My son sat happily in the back seat with a container of newly washed grapes, a cup of water and a smile. I’m not certain, but I think he was still … Read more

Link Love: Christmas Eve Edition

Have you ever wasted an hour doing something that should have taken a total of two minutes.? Yup. That’s how I spent my morning. So instead of writing the post I planned I decided to take the easy route and provide you all with a little link love. Here are a few of my favorites: … Read more

A Breakdown of My Christmas Expenses

Did you set a holiday budget? Did you stick to it? I did really well this year. Mom’s Gift – Purchased at Macy’s using a gift card I earned for completing online surveys. I actually purchased this in August. It was marked down significantly and I used a $10 coupon I received in the mail. Final … Read more

At This Stage It Is Not About the Toys

My little tike turned two just before the holidays. He is at a glorious age. An age where Christmas has absolutely nothing to do with toys and everything to do with activities. We pile into the car on blustery nights to look at Christmas lights in the neighborhood. We spend half an hour decorating a … Read more

Answer the Phone You Idiot

Have you ever felt lucky? Have you ever walked up to the roulette table at a casino and known, just known, that your number would come up? No, that’s never happened to me either, but I have felt remarkably lucky my whole life. I’ve never won the mega millions but I am the kind of … Read more