Earn, Save, and Live Joyfully.
Here is the agenda for the annual financial meeting my nerdy husband and I undertake every February. I’ll write more about the results of this meeting tomorrow. Review Net Worth Report Review Cash Flow Report Discuss Major Expenditures Discuss Insurance (This year life insurance, last year disability insurance) Discuss Expected Tax Bill/Rebate Discuss Plan for … Read more
I just started reading The Laws of Money by Suze Orman. The first law, Truth Creates Money, Lies Destroy It, speaks to the heart of being honest with yourself and others about money. Suze steps you through the scenarios of former clients whose lies have resulted in insurmountable debt. For example, she tells the story … Read more
Take advantage of free classes and services at the following stores: A.C. Moore Free and low-cost knitting, scrap booking, and cake decorating classes Auto Zone Free testing of starters, alternators and batteries. Free battery charging. Babies-R-Us Parenting & grand parenting classes from baby-proofing to child safety. Barnes & Noble Author signings, book groups, how-to-clinics and … Read more
I have been shopping at Rite-Aid over the last two months using a combination of coupons and rebates. I estimate that I have saved a little over $63 off retail prices in just four shopping trips. The Rite-Aid sales usually fit hand in hand with the newspaper coupons found in the Washington Post. In addition, … Read more
Every day it seems I have less and less time to stroll through personal finance blogs. But every day it seems there are more and more personal finance blogs to stroll through. I have a few blogs I try to read every other day or at least a few times a week. I’ve read some … Read more
PayPal has a number of policies that really tick me off. For starters, they will not allow two PayPal accounts to utilize the same credit card. My husband and I have our own PayPal accounts but only one credit card. Originally my husband’s account was associated to the credit card, but when I won some … Read more
Fortunately, or unfortunately, depending on how you look at it, most financial decisions are not made in a vacuum. It would certainly be nice to believe that we put our ‘thinking caps’ on before making every financial decision. That we save more often that we spend and that every decision results in the accumulation of … Read more
On Thursday night my husband and I drove down to North Carolina for the weekend. Rather than packing and preparing for the trip on Wednesday night we spent Valentine’s in front of the fireplace watching Lost and eating a late night dinner. On Thursday morning I had to rush off to physical therapy and didn’t … Read more
Earlier this week my employer announced that all active employees would receive a bonus. The details of the bonus were listed on the company website for all employees to read. I was a bit confused by the information presented. The notice detailed the number of shares of company stock provided to each employee, but also … Read more
I recently signed up for a class at the Unversity near my home. I didn’t sign up for computer classes that would further my professional goals or writing classes that would further my personal goals. Instead, I signed up for Tai Chi and Meditation classes. For about $8 a class I drive over to the … Read more