A Funny Conversation with My Grandmother

My grandmother is 85 years old. She dyes her hair and dresses like a 50 year old. She’s in great health for her age and despite two falls in the past two years she hasn’t suffered any broken bones. Yesterday she told me she attributes her good health to cod liver oil. It seems her … Read more

Clutter Free Christmas Gifts

I’ve spent the better part of the year purging my house of unnecessary clutter. As I reorganize rooms I am constantly coming across gifts from past Christmases. So many knickknacks and trinkets from relatives that fill the corners of our home. Although I’ve managed to donate most of our unwanted items I feel especially guilty … Read more

Saving a Few Dollars on Dinner

Today after a long week of crock pot dinners, thanksgiving turkey, and a lunch full of leftovers my husband decided he wanted a night away from the kitchen. Now my husband and I rarely go out to dinner. This is partly for financial reasons, partly because I love the way a home-cooked-meal can make a … Read more

Too Frugal for Oprah’s Favorite Things

Tonight as I was fast-forwarding through a Tivo’d version of Oprah’s Favorite Things I realized just how sensible I’ve become about my finances. When Oprah revealed the most expensive gift ever, an LG HDTV refrigerator, I wondered who needs a $3,799 refrigerator with a LCD TV and DVD hookup? I’m happy with my $600 refrigerator … Read more

Saving Money When Shopping Online

I never purchase anything online without performing the following list of activities: First, I use comparison sites like Froogle and Price Grabber to find the cheapest online prices available. I type the top names from my search results into Ebates and Giving Assistant. I’ve written about Ebates a lot in this blog, but it really … Read more

Ouch! Forgetting to Pay My Credit Card.

Most of our bills are paid through automatic withdrawal from our checking account. My husband and I jointly own one credit card that we use to pay for just about everything. I do own two credit cards that are only in my name. One is a credit card that I’ve had since the beginning of … Read more

Buying Used Books Online

Now I will admit something a little unusual about myself. I used to be a bit of a book snob. I used to read only NEW books. There’s something about the feel of a new book. I loved knowing that I was the first to flip through the pages. That no one else had read … Read more

The Cost of Being Sick

I am sick of not feeling well. I know better than to pity myself or cling to the hope that things will get better. After three years things are not going to get better. This is my life and I should be thankful to be alive at all. I know that people have it much … Read more

Berating High Income Earners

Michelle Singletary writes an interesting column in the Washington Post called The Color of Money. I enjoy her column because she often focuses on the emotional side of financial decisions. Today she wrote an article called Too Rich To Be Poor Mouthing. During an online discussion on November 8th a gentlemen asked the following question: … Read more