Thoughts on Purchasing Discounted Gift Cards

A few weeks ago I purchased a couple of discounted gift cards from various daily deal sites. My goal was to save money at stores where I plan to shop for necessary baby items. I’m pretty particular about buying gift cards. For the most part I look to save at least 10%. I don’t want … Read more

Refinance Update

It seems as though my husband and I won’t be refinancing after all. I considered shrinking our mortgage from 15 to 10 years, but decided that the cash flow issues were not worth the additional interest savings.   At the end of the day I simply couldn’t convince myself to take on more monthly payments … Read more

A Little Advice… Clothes for the Hospital

I was wondering if any of the moms out there could help me decide what to pack for the hospital. The little one is due in just under five weeks and I’m not sure if I should buy a nursing night gown or simply bring along a top and shorts. I think a nursing nightgown … Read more

Stretching Those Baby Shower Dollars

I really wish I knew how to knit or sew. When I was in high school I bought a bunch of patterns and made cotton, summer dresses for myself. I did a decent job with the clothes that didn’t require buttons or zippers, but the second something more complicated came along in the design my … Read more

Baby Related Expenses… Am I Done Yet?

I dropped a wad of dough on a few more baby related items tonight. In essence I purchased a few last minute essentials I thought we needed to gather before the baby arrives. If all goes well I plan to put the baby to sleep in a co-sleeper that will attach to the side of … Read more

Am I Crazy to Consider Refinancing Again?

I took a gander at mortgage rates today and realized that the rate on a 10 year mortgage is only 3.25% at our local credit union. My husband and I currently hold a 15 year mortgage at 4.5% and I am unbelievably tempted to refinance our property. If I decide to move forward with this … Read more

Woolite Giveaway

As strange as it sounds I like to wash the laundry. Well I’m not sure I like the act of dragging clothes into the basement, running them through the washer, hanging them to dry, fluffing them two days later and dragging them back up to our bedroom and linen closets, but I do like when … Read more

Cheap Gifts… Am I Being Ungrateful?

The most amazing women in my life hosted a baby shower for me this weekend. I am rich in friends and family and all of my favorite people showed up to celebrate this special occasion. Words cannot express how much love I feel for these folks. If I were stranded on a deserted island many … Read more

My Last Inexpensive Pedicure for Awhile

I love, love, love, love, love to paint my nails. It’s something I do whenever I’m upset, in a bad mood or need to relax. I probably started painting my nails when I was in middle or high school, but it took on new meaning when I got sick a few years ago. Shortly after … Read more

Random Thoughts on a Wednesday Evening

The last few weeks have left me a bit out of sorts. After riding out Hurricane Irene on the Outer Banks of North Carolina and living without power for days my family and I were able to enjoy a beautiful weekend relaxing by the pool. I worked the first few days of my originally scheduled … Read more