Earn, Save, and Live Joyfully.
“Is this the life you planned?” a friend recently asked. “What do you mean,” I responded. “Did you think your life would turn out this way,” she continued. “Does it look anything like the life you dreamed about when you were a kid?” I opened my mouth to speak, but my friend didn’t wait to … Read more
What is your definition of enough? Do you have a roof over your head and food in your pantry? Is that enough? If not, how much more would you need to be content? Have you ever thought about it? Most of us don’t. Isn’t it strange that we spend our whole lives searching for more, yet we … Read more
Have you ever wished for a pause button in life that could provide the necessary time and space for you to stop and relax? A month or so ago our lives were coasting on autopilot. Many of us were caught in an endless loop of never-ending activities: wake, shower, eat, drive, work, drive, eat, sleep … Read more
I drove to the store for the first time in over a month and it felt unbelievably strange to go out in public after four long weeks of isolation. I took a long, deep breath after reaching the store’s parking lot. Then I pulled the elastic bands of my face mask over my ears and … Read more
A month or so ago our lives were coasting on autopilot. We completed our daily checklists and routines without a second thought and moved through the motions of life seamlessly. Then came the outbreak of COVID-19. Over the course of the last few weeks our lives have been radically altered. We can no longer shop, visit … Read more
I’ve never lived through a pandemic before, but I have lived through a recession. In 2008 I watched the value of my home and investments drop like a rock. A few short years later I lost my job. I don’t know if we are heading for a recession, but here is my advice on how … Read more
My husband calls me a catastrophist, because I always think about the worst case scenarios. “What can go wrong,” I often wonder, no matter what the situation might be. I blame my anxieties on a series of unexpected events: a pulmonary embolism, peripheral neuropathy, a flawed medical system that nearly failed me, years of infertility, … Read more
Do you tip house cleaners? How much do you tip? The answer depends on who comes to clean your home and the service they perform. Tipping etiquette differs for self-employed house cleaners, independent cleaners, and cleaning services. Weekly, move-out, and deep cleaning also require different tipping strategies. Should You Tip Your House Cleaner? Many years … Read more
How many coins are in a roll? Penny Rolls: 50 pennies = 50 cents Nickel Rolls: 40 nickels = $2.00 Dime Rolls: 50 dimes = $5.00 Quarter Rolls: 40 quarters = $10.00 Half Dollar Rolls: 20 half dollars = $10.00 Large/Silver Dollar Rolls: 20 large silver dollars = $20.00 Small Dollar Coin Rolls: 25 small … Read more
When you think about life after financial independence what do you think about? Most of us envision an adventurous future full of possibilities. There are so many exciting reasons to save money and stick with an early retirement plan, but joyful reasons aren’t at the top of everyone’s list. Among the crowds cheering for early … Read more