One Frugal Girl

Do any of you currently pay for credit monitoring or identity theft insurance? The agent through which we purchase homeowner’s insurance recently suggested that we sign up for an identity theft insurance policy. I looked into the insurance and found that for $120 a year it covers up to “$25,000 for reimbursement of the many … Read more

I haven’t gone to the grocery store in quite awhile. My reasoning: partly to save money, partly because I dread the grocery store. I’m not a good grocery store shopper. I’ve tried all sorts of techniques to get me in and out of the store without overspending. My favorite technique is using the hand basket … Read more

At the end of every month I add up the money in all of our brokerage accounts, IRAs and 401(k)s. I use these figures, plus our liabilities, to create an in depth glimpse into our overall net worth. In addition to the big numbers in these accounts which run anywhere from $1,000+ to $200,000+ I … Read more

Last Tuesday, October 31st, I went to the local branch of Bank of America in the hopes of purchasing savings bonds for my niece and nephew. As I mentioned in an earlier posting, I think bonds are a great gift for children under three. When children are that young they tend to outgrow their toys … Read more

My husband and I met in college 10 years ago. After graduating we moved into a house within walking distance of the university. The close proximity to campus allows us to spend a lot of our spare time cheering on the college sports teams. In fact, we spend almost every other autumn weekend bundled up … Read more

On Wednesday I posted an entry about whether or not to take out a life insurance policy on my husband. Sadly, I didn’t get any comments. If you have any advice on the matter please let me know. Click here to view the original posting.

My husband and I live by a few monetary rules. Rule #1: once we move money from the checking account to the savings account we will not move it back. Well there are exceptions to every rule, for example an emergency would force us to break this rule, but in our day to day lives … Read more

I took a look at the open enrollment options on Monday and quickly decided upon the easy questions, like what type of health and dental insurance I want, the percentage of long term disability I’m willing to pay for (66.6%), whether or not I’d like to pay for legal advice (I wouldn’t) or save to … Read more

I have a secret… I cannot resist the temptation to purchase magazines. I am the annoying girl in the checkout lane of the grocery store that is more interested in flipping through the glossy pages of articles than placing my items on the conveyor belt. In fact, when my loving husband goes shopping with me … Read more