A Quick Call Saved Me $10

I checked out the rates at a Best Western hotel where we’re staying tomorrow night after my husband’s employer sponsored Christmas party. The best rate I could find was $98 for the night, but I figured I’d call the 1-800 number and see if the hotel chain could offer anything better. Sure enough a three … Read more

Retail Price Fluctuations Infuriate Me

The one thing I hate about the holiday season is the constant fluctuation in prices at retail stores. One day an item might be 20% off, the next day it’s full price, three days later the price is knocked down by $20. It’s nearly impossible to decide which day to buy. On Cyber Monday I … Read more

My Cod Liver Oil Cure

With my grandmother’s urging I headed out this week in search of cod liver oil. I don’t know if the claims are true but cod liver oil seems to be the cure for quite a few ailments including arthritis and muscle pain. (Of course, I also found negative articles including cases of vitamin toxicity.) The … Read more

A Funny Conversation with My Grandmother

My grandmother is 85 years old. She dyes her hair and dresses like a 50 year old. She’s in great health for her age and despite two falls in the past two years she hasn’t suffered any broken bones. Yesterday she told me she attributes her good health to cod liver oil. It seems her … Read more

Clutter Free Christmas Gifts

I’ve spent the better part of the year purging my house of unnecessary clutter. As I reorganize rooms I am constantly coming across gifts from past Christmases. So many knickknacks and trinkets from relatives that fill the corners of our home. Although I’ve managed to donate most of our unwanted items I feel especially guilty … Read more

Saving a Few Dollars on Dinner

Today after a long week of crock pot dinners, thanksgiving turkey, and a lunch full of leftovers my husband decided he wanted a night away from the kitchen. Now my husband and I rarely go out to dinner. This is partly for financial reasons, partly because I love the way a home-cooked-meal can make a … Read more

Too Frugal for Oprah’s Favorite Things

Tonight as I was fast-forwarding through a Tivo’d version of Oprah’s Favorite Things I realized just how sensible I’ve become about my finances. When Oprah revealed the most expensive gift ever, an LG HDTV refrigerator, I wondered who needs a $3,799 refrigerator with a LCD TV and DVD hookup? I’m happy with my $600 refrigerator … Read more

Saving Money When Shopping Online

I never purchase anything online without performing the following list of activities: First, I use comparison sites like Froogle and Price Grabber to find the cheapest online prices available. I type the top names from my search results into Ebates and Giving Assistant. I’ve written about Ebates a lot in this blog, but it really … Read more

Ouch! Forgetting to Pay My Credit Card.

Most of our bills are paid through automatic withdrawal from our checking account. My husband and I jointly own one credit card that we use to pay for just about everything. I do own two credit cards that are only in my name. One is a credit card that I’ve had since the beginning of … Read more