LeapFrog LeapReader Plus Free Book for $31.99

I’ve been keeping my eye on LeapFrog LeapReaders for my three year old son and finally spotted a deal. Amazon is currently featuring $5 off LeapReaders plus a free book or flash card set with purchase. Simply click the link above. Choose the LeapReader you prefer, (pink or green), then check the box to the … Read more

A Little of This A Little of That

My finances have been all over the board lately. On the good side of things: My husband never watches television and I typically only watched Chopped or Cutthroat Kitchen once every couple of days so I downgraded our package and requested a monthly discount. Yearly savings: $324. We increased the deductible on our insurance policy … Read more

Insurance Options: HSA, HMO or PPO

I sat down this weekend to review our insurance options for next year. As owners of a small company my husband and I spend a ridiculous amount of money on insurance premiums each month. I don’t miss much about my working days, but I do miss the benefit of employer provided insurance. In 2011, (the … Read more

A Happy Medical Bill Update

I appealed my unexpectedly high out of town medical bill and received notification that a portion of my $875 bill will be covered after all. Since the facility is out of network I am responsible for 20% coinsurance on the total, which amounts to $175. I also owe the negotiated rate, ($165.59), for a $268 doctor’s bill. Rather than paying $1148 I now appear … Read more

Not Exactly What I Had in Mind

The day after my husband and I were married I turned to him and said, “Can we do that again?” After spending so much time picking a wedding dress, venue, flowers, food and all of the other fun stuff that comes with hosting a wedding I was bummed that the big day had come to … Read more

How Much Money Do You Need to Feel Content and Secure?

When I first started working I remember thinking, “If only I could save $50,000, then I’d feel relatively content and secure.” When the bank account reached $50,000 the number in my mind jumped to $100,000, but when I hit that $100,000 mark the figure in my head continued to grow. I saved the maximum amount in my … Read more

Inundated by Unexpected Expenses

Every year it seems we have some ridiculous expense and more often than not when one major event comes our way it is quickly followed by at least one or two others. Last year we plunked $36,000 into a new vehicle. We bought the car below invoice, but that was definitely a hit to our … Read more

Birthday Party for a Three Year Old – Yay or Nay?

Last year I threw a birthday party for my son that included close family and three of his little friends and their associated families. I considered inviting his friends this year but the guest list began growing out of control. If I invite friends from preschool then I feel the need to invite the entire … Read more

Resenting the Stay-At-Home Decision

As I was digging through a series of emails I came across the offer for a job I declined two and a half years ago. My monthly salary on the initial offer was just over $12,000 per month. I planned to start the day my little guy turned six months, but as the date drew … Read more

Preschool Drop Off Was Harder Than I Expected

I knew it wouldn’t be easy to drop my little guy off at preschool. I expected a bit of separation anxiety and perhaps a few tears. After three straight years together I knew beyond a shadow of a doubt that it would be hard to place my son in the arms of his teacher and … Read more