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A Happy Medical Bill Update

I appealed my unexpectedly high out of town medical bill and received notification that a portion of my $875 bill will be covered after all. Since the facility is out of network I am responsible for 20% coinsurance on the total, which amounts to $175. I also owe the negotiated rate, ($165.59), for a $268 doctor’s bill.

Rather than paying $1148 I now appear to owe only $340.59. (I say appear to owe because the Explanation of Benefits have not been finalized yet.)

Readers of this blog may remember that I was contemplating the decision to drive twelve hours roundtrip to avoid paying out-of-network prices. I would have paid roughly $80 in gas plus a $30 copay to drive north, which means staying put only cost me $230.59 more and a whole lot less hassle and headaches.

Yay!

Medical billing is so frustrating. I am happy to have this resolved.

Kay

Friday 10th of October 2014

That's awesome! Spending $230 to NOT have to drive 12 hours is definitely worth it!

One Frugal Girl

Sunday 12th of October 2014

That's exactly what I thought!

Emily @ Simple Cheap Mom

Friday 10th of October 2014

Good thing you appealed! Congratulations on the high hourly wage on your phone call.

One Frugal Girl

Sunday 12th of October 2014

It took a number of phone calls to receive the right to appeal, but it was so worth it!