Do You Try to Save Money or Try to Earn More?

Last night I searched out the shortest line in the grocery store and found the kindest cashier behind the counter. I handed her a bunch of reusable bags and apologized in advance for the number of coupons I planned to use. I used a total of 20 coupons for 35 items. She told me all … Read more

One Thing I Will Not Do For Money

Every once in awhile my husband and I find ourselves with extra tickets to Maryland basketball games. As a season ticket holder I’ve probably missed fewer than six games in the last six seasons, but this season I missed three alone. If, for some reason, I don’t plan to attend a game I typically ask … Read more

The Power of Collective Buying

Last fall a friend introduced me to the concept of collective buying through a website called Groupon. Every day Groupon lists one fabulous deal and waits for a specific number of people to sign up. If enough people sign up for the deal then everyone who signed up within the allotted time frame will get … Read more

Frugal Tip #4: Buy Items on the Cheap and Stock Up

I know that busy people cannot spend hours driving around from store to store in search of the best deals, so I won’t propose that solution. I will however suggest that you spend just a few minutes each week looking over the drugstore circulars. Most of the major brands like CVS, Rite Aid and Walgreens … Read more

End of Year Wrap Up: $4,875.05 in Savings!

Ok, so it’s a little past the end of the year, but not too far past. I finally got around to tallying up all of the money I saved and earned as a result of coupons, rebates, loyalty cards, online surveys, eBay sales, cash back sites and blogging last year and I am pleased to … Read more

Joining the Eat From the Pantry Challenge

In an effort to eat down the contents of our overstocked pantry and save a little money on groceries I’ve decided to join Money Saving Mom’s Eat From the Pantry Challenge this January. Our pantry is stuffed to the brim with a whole host of products I bought over the last few months for cents … Read more

Just a Few of the Ways I Saved on Christmas this Season

Dough Roller held a contest earlier this week asking: What is the savviest way you have made your money work harder for you this holiday season? I absolutely love this question, because I saved a ridiculous amount of money this Christmas. In fact, it’s probably the most I’ve ever saved during the holiday season! Although … Read more

Free Chocolate Covered Strawberries and a Free Movie

A few weeks ago I signed up for Fresh Rewards at 1-800-flowers.com. As a reward for signing up and adding ten gift reminders to their site I earned a $40 credit*. Earlier this week I spent that credit on a box of chocolate covered strawberries. The strawberries arrived yesterday and are absolutely beautiful. I plan … Read more

Reducing Insurance Costs

Over the years my husband and I have worked hard to reduce our insurance costs. I believe wholeheartedly in acquiring insurance, particularly disability insurance, but I sure hate shelling out money for each policy. In order to reduce our overall insurance costs we built up a sizable emergency fund and waited to change our policies … Read more