Earn, Save, and Live Joyfully.
Need a simple way to save more money toward your financial goal? …Put a photograph of your dream in your wallet. Find a photograph that represents your dream. Do you want to buy a new home? Find a photograph of your dream home and place it in your wallet. Do you want to become a … Read more
After being a stay-at-home mom and doing daycare for years, my mom eventually went to work as a secretary. She is still working, 20+ years later, because she enjoys making her own money. Because she has been on a limited income for so many years she has developed some sure fire ways to prevent impulse … Read more
So I’m sure you’ve seen the pattern in these lessons so far, no rocket science just simple, common sense. Lesson #4 is no different. No matter how badly you want to live on your own after graduation, (after all you’ve spent four years with all sorts of kooky roommates), you should resist the urge. A … Read more
As I mentioned in yesterday’s post, my relationship with money began to form at a relatively young age. Various childhood events provided me with a glimpse into my parent’s finances, and I quickly learned that my parent’s didn’t have enough money to buy everything my little heart desired. Although my parents probably wished those moments … Read more
There is no better way to tell a tale than to start at the beginning, and so to comprehend my current finances, you must first understand my relationship with money. When I think back on my life, even back to the earliest years of childhood, I have particular money memories. Even though I lived in … Read more
There are a lot of tips and tricks for saving money in the grocery store. You can clip coupons and research the circulars, but an easy way to stop yourself from buying too much is simple… don’t use a shopping cart. When my husband and I shop together we always get a shopping cart. Time … Read more
If you’ve read this blog before you may know that I have a small obsession with magazines. As a younger, and less frugal girl, I ignorantly paid the cover price for magazines at the checkout counter. As I became more price conscious I began purchasing magazine subscriptions, which often offer 20 – 50% off the … Read more
I love breakfast foods, but who has the time to make breakfast every morning. I’m lucky if I can muster up enough energy to grab a granola bar as I head out the door. So every once in awhile when I just don’t know what to make for dinner, when I’m sick of chicken and … Read more
Yesterday’s post got me thinking a lot about the amount of time and effort it takes to live a frugal lifestyle. In fact, last night I tried to create a list of the ways one can be both frugal and lazy. I have to admit that my list didn’t grow very long. In fact, in … Read more
Earlier this year I decided to try my hand at clipping coupons. Although I do clip coupons for food related items, like shredded cheese and ice cream, I primarily clip for household staples like paper goods, shampoo, soap, and cleaners. I find that I am saving more and more money with each shopping trip, and … Read more