Earn, Save, and Live Joyfully.
Do you think the guest of honor should open presents at a party? At a recent 50th birthday party, a few people in the room felt the guest of honor should open gifts in front of everyone. The other half thought she should wait until she got home. One guest brought flowers and chocolates; a … Read more
When a cashier rings up an item incorrectly do you inform him or her of the mistake? The other day a cashier at the grocery store failed to ring up a few of my items. As she was wrestling with my reusable bags she accidentally moved a few items to the left of the register … Read more
I need to work on a sports article. I open my laptop, research a couple of facts and then stare into oblivion at the screen. Sometimes this happens. Everything and anything distracts me at once. I can’t seem to focus or concentrate. I have a running to-do list at work and at home. Lately the … Read more
I’ve thought a lot about those bloggers who have given up their day jobs in exchange for writing about the same personal finance topics day after day. I wonder how they keep their sanity. I suppose it would be the same for any niche newspaper or magazine writer who focuses on the same topic for … Read more
Gratitude comes easily when our lives are in order—when the bills are paid, the children are behaving and our health is good. But our challenges are what bring the chance for transformation. And it is during our deepest pain that we can be most grateful, because we know our hardship will deliver a lesson that … Read more
This week I’ll turn 32. When I look back at my past and forward into my future I must say that time has been good to me. I am married to the perfect man for me. If you believe in the cosmos and aligning of the stars you would definitely believe that my husband was … Read more
Here we go again… Another birthday is just around the corner and I am at a loss for gift ideas. Every year my family asks for a list of things I most need and want and every year it gets harder and harder to put a pen to paper. It seems I have just about … Read more
Do you think that high-income families clip coupons more or less than those on the lower-end of the spectrum? I don’t know the answer to this, but I was surprised when a friend of the family told my mom she would never considering clipping coupons. When my mom asked why she simply answered, “We don’t … Read more
I’m not exactly sure why but every 4th of July it seems that life pauses just long enough to let me count my blessings. This year’s reminder came in the form of a 67 year old widow who I met outside of Kinko’s. My husband needed to make a few copies for his business, so … Read more
It all started innocently enough. I entered a giveaway for a book on a personal finance blog and won. Feeling a bit lucky I ventured onto a few other sites and entered giveaways for a bunch of small items. The next thing I know I won a board game, a gift for my niece, a … Read more