Earn, Save, and Live Joyfully.
Hiding money in PayPal is easy. It’s effortless to hide money without anyone finding out about it. Paper bank statements never arrive in the mail. I don’t need to go to a bank to retrieve cash, and I can quickly move money without anyone else noticing. If you are searching for a secret bank account, … Read more
Yesterday’s post got me thinking a lot about the amount of time and effort it takes to live a frugal lifestyle. In fact, last night I tried to create a list of the ways one can be both frugal and lazy. I have to admit that my list didn’t grow very long. In fact, in … Read more
Earlier this year I decided to try my hand at clipping coupons. Although I do clip coupons for food related items, like shredded cheese and ice cream, I primarily clip for household staples like paper goods, shampoo, soap, and cleaners. I find that I am saving more and more money with each shopping trip, and … Read more
After a long and relaxing vacation away from the hustle and bustle to and from Northern VA, I am certainly not looking forward to a lengthy Monday commute around the beltway. I have already started thinking about my plan for tomorrow, what I can eat in the car on the way to work, do I … Read more
We all know that large chain stores often pretend to reward customers. If stores really wanted to reward customers they’d offer discounts off current purchases, but that almost never happens. Instead, most stores reward customers by providing coupons or gift cards valid towards future purchases. They know that the customer will be lured back into … Read more
I have been anonymously writing about personal finance since March of 2006. If you’re a frequent reader you know I include a lot of personal information in this blog. I talk about where I live, what I do in my spare time, and how I spend my money. Because this blog includes so much personal … Read more
This month our net worth has finally exceeded our liabilities. Now we all now net worth is the total value of property minus debts. Net worth itself is a tricky subject, a lot of people believe a household’s primary residence should not be included in the net worth calculation. It is certainly excluded when calculating … Read more
At least two days a week I drive from College Park, Maryland to Northern Virginia. For those of you who are unfamiliar with the traffic around the Washington, DC area, let me tell you that this 29.4 mile drive can take anywhere from 45 minutes to 2 hours, and that’s not including major traffic accidents, … Read more
I have recently finished reading a number of personal finance books including The Millionaire Next Door, Suze Orman (The Courage to Be Rich), and Suze Orman (9 Steps to Financial Freedom). I’ve handed the books off to a couple of friends, who read them, and kindly returned them, but now I really have no need … Read more
I started trading and purchasing gift cards online in June of last year. With the first couple of purchases I saved a ton of money. My best buys were a $1994 Home Depot card for $1557 and a $100 Pier One card for only $16. Although most of my purchases do not yield such large … Read more